I would like to thank Mortgage America for making my home buying experience easy and uneventful. My broker was always pleasant and knowledgeable about every question that I had. I would love to work with her again on any future purchases I may have. I would certainly recommend Mortgage America to someone looking to purchase.
Mortgage America came to my rescue after several other nightmare experiences with other lenders. Angela was phenomenal. She was responsive, helpful, and patient throughout the entire process - and my closing was as smooth as can be. Thank you so much, Mortgage America. I'm extremely grateful and will certainly be in touch the next time I need lending!
Mortgage America came to my rescue after several other nightmare experiences with other lenders. Angela was phenomenal. She was responsive, helpful, and patient throughout the entire process - and my closing was as smooth as can be. Thank you so much, Mortgage America. I'm extremely grateful and will certainly be in touch the next time I need lending!
Services
We are Mortgage America, headquartered in Whitehall, PA. Since opening our doors almost 40 years ago, we've established our business in response to the region's growing demand for community-based home loans. A family owned and operated pioneer in the mortgage banking industry, we are proud of our reputation as experts in providing quick, reliable loans for local homeowners and buyers.
Ideal solutions for the majority of borrowers, providing financing for as much as 95% of the purchase price along with affordable fixed or adjustable monthly interest rates. These loans typically require down payments of 5% of the purchase price. However, with a personalized conventional mortgage plan from Mortgage America, qualifying borrowers can receive home financing with down payments as low as 3% of the purchase price.
An FHA loan may be a practical mortgage option for first-time home buyers, those with a modest income, or those with a less than optimal credit rating. Borrowers who qualify for FHA loans can benefit from a lower down payment than those that are typically required for conventional mortgages, usually at 3.5% of the purchase price.
A PA Bond may be an affordable option for a first-time home buyer in Pennsylvania. Under the Pennsylvania Housing Finance Agency (PHFA) Statewide Home-ownership Program, PA Bonds are available for borrowers who may not meet qualification requirements for conventional loans. Both new and existing homes are eligible for agency financing.
A jumbo loan is a mortgage for borrowers who wish to borrow more than $548,250. Because Jumbo loans cannot be funded by Fannie Mae or Freddie Mac, they usually require higher interest rates than conventional loans. However, with a jumbo mortgage loan from Mortgage America, borrowers can take advantage of highly competitive fixed rates and adjustable monthly interest rates.
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