Morningtide Financial Group, Inc specializes in Conventional, FHA, Renovation and VA Mortgages in Massachusetts. Welcome to the official site of MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, Massachusetts. We specialize in FHA, Conventional, Renovation, Jumbo and VA Mortgages in Massachusetts.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. Morningtide Financial Group, Inc is an equal housing opportunity. Contact MorningTide Financial Group, Inc. today to discuss your mortgage loan options and find out which loan program will best suit your needs.
Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. Morningtide Financial Group, Inc is an equal housing opportunity. Contact MorningTide Financial Group, Inc. today to discuss your mortgage loan options and find out which loan program will best suit your needs.
Services
MorningTide Financial Group, Inc is a mortgage broker in Lexington, Massachusetts. We offer various financing options, including: Conventional, VA, FHA, Construction, Reverse and Jumbo. We currently serve all of Massachusetts. Tom Higgins is a licensed mortgage originator. There are many loan options available in a transaction, whether it is a purchase or refinance.
Don't settle for a rate quote, get pre-approved instead. We will contact you shortly. MorningTide Financial Group, Inc strives to ensure that its services are accessible to people with disabilities.
MorningTide Financial Group, Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.MorningTide Financial Group, Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
MorningTide Financial Group, Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.MorningTide Financial Group, Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (16)
Aminat Alabi
Oct 23, 2021
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Joe Danis
May 25, 2021
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I highly recommend Tom if you're looking to buy a new home. As a first time buyer, the Boston market can seem overwhelming. However, Tom and his team did a great job managing the entire process from start to finish. I never felt pressured and Tom did a great job answering all my questions. We looked at a few different rates and thanks to Tom we were able to lock in a low rate that fit my timeline and helped save me money. Thanks Tom!
Robert Sawyer
Mar 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
This is the second time i've worked with Tom on a mortgage and it is one of the easiest processes with him coordinating things. Very responsive. Very clear in explaining the process. And he gets great rates to boot! I would highly recommend using Morningtide for mortgage & refinancing.
This is the second time i've worked with Tom on a mortgage and it is one of the easiest processes with him coordinating things. Very responsive. Very clear in explaining the process. And he gets great rates to boot! I would highly recommend using Morningtide for mortgage & refinancing.
BlueBird
Mar 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
What can I say, Tom and Ula are wonderful people who will look out for your best interests. They helped us purchase our first home and refinance twice now, each time moving us move further towards our financial goals. I’m grateful for those guys, they’re the real deal angels on earth!
What can I say, Tom and Ula are wonderful people who will look out for your best interests. They helped us purchase our first home and refinance twice now, each time moving us move further towards our financial goals. I’m grateful for those guys, they’re the real deal angels on earth!
Alison Ciolino Battle
Mar 12, 2021
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Bernie Battle
Mar 10, 2021
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Boris Yazlovitsky
Feb 23, 2021
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Anthony Tamayo
Feb 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Morningtide Financial was the best when working towards my home loan. They were extremely helpful and responsive for not only the loan itself but very helpful in the entire process from starting to look at a new house to even after. 10/10 I will use them again for any home loan that I will need.
Morningtide Financial was the best when working towards my home loan. They were extremely helpful and responsive for not only the loan itself but very helpful in the entire process from starting to look at a new house to even after. 10/10 I will use them again for any home loan that I will need.
Laurent Bouzelmat
Feb 21, 2021
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Helen Coates
Nov 09, 2020
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Greg DiGiorgio
Oct 29, 2020
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As a Realtor now for 18 years, there's nobody I trust more than Tom Higgins to service my clients needs. He is always available when you need him, and the knowledge of the mortgage industry, current rates, and every changing trends is unmatchable in my opinion. Look no further, Tom is your dude! You will also love working with his wife Ula as she keeps things in order as you move smoothly through the different stages of the loan process. 👍👍
Christian Boutwell
Oct 27, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
The Morningtide Financial team turned around my mortgage application in record time. The responsiveness, professionalism, and personalized attention made the process feel seamless. I HIGHLY recommend Morningtide for all your needs from straightforward to seemingly impossible!
The Morningtide Financial team turned around my mortgage application in record time. The responsiveness, professionalism, and personalized attention made the process feel seamless. I HIGHLY recommend Morningtide for all your needs from straightforward to seemingly impossible!
Lauren Aloisio
Oct 04, 2020
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Peter
Aug 10, 2020
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Gabrielle Guide Stachera
Nov 21, 2019
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I’ve worked with Tom three times (new home purchase and two refi) and he is, hands down, the best! He makes the process so easy and was always available for any questions I had. He gives personalized service and from right the start, I felt like I was working with a good friend. Thanks again Tom!!!!
Craig Thibeault
Nov 22, 2018
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Thank you Tom for all your help and finding a new home for my family I just want to say the day I brought her here to her new home my mother-in-law cried as I whispered in her ear you'll always have a place to grow old and watch your grandchildren grow up She gave me a big hug and said thank you so much Tom thumbs up👍👍 you did a wonderful job
