Bodin Home Partners

Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).

The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Get a mortgage professional to help you go over and prepare your credit file before you buy a home.

Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.

Make sure you are confident that both water systems: the one that brings fresh water in and the one that takes sewage out are functioning well before signing on the dotted line.Before you agree to buy you should make sure that you can run all of the appliances you want to and even power tools at the same time without having a power failure.

Nashville is a vibrant city with a long history, is rich with culture, and has entertainment for everyone. The culture of this city draws people in, and although moving to Nashville isn't always easy, it's definitely worthwhile. The more you know about the area, the easier your relocation to Music City, USA will be.