The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution. We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits we make are returned to our members in the form of better rates, lower fees, and higher dividends.
They were dedicated to the principle of members helping members. These educators envisioned an alternative to banks and savings and loans, which would provide accessible and personal financial services to its members. From its modest beginnings in a small Berea office building, BSE Credit Union has steadily grown to an asset base of over 10 million dollars.
They were dedicated to the principle of members helping members. These educators envisioned an alternative to banks and savings and loans, which would provide accessible and personal financial services to its members. From its modest beginnings in a small Berea office building, BSE Credit Union has steadily grown to an asset base of over 10 million dollars.
Services
BSE Credit Union is a full-service financial institution that provides a variety of products and services to our members. We offer savings and checking accounts, second mortgage or home equity loans, auto loans, credit cards, competitive rates and friendly service along with multiple ways for members to access their accounts.
Since all credit unions share the philosophy of "People Helping People, " the credit union's primary purpose is to help its members with their finances, unlike banks that are in business to make money. At a credit union, every member is equal no matter how much money they have in their account. A credit union is a not-for-profit financial cooperative, which means that it is owned by the people who use it.
BSE members have access for FREE cash withdrawals using your ATM or Debit Card from the Alliance One network. The Alliance One ATM network is nationwide with 4,800 FREE ATM's available. Look for this logo for FREE cash withdrawals at ATM machines. Qualified members can get a VISA(R) Debit Card - a convenient check card that is used to pay for purchases and have the funds electronically deducted from your checking account.
BSE Credit Union offers its members a VISA credit card with NO ANNUAL FEE! As a new cardholder, you'll enjoy a fixed rate of 10.99% APR for purchases, balance transfers and cash advances. Use your VISA card at millions of locations where you see the VISA logo. For your convenience, you can make a VISA payment online, by phone, or through MONA.
BSE Credit Union has a variety of loans available to meet your needs. Our financial professionals make the loan process easy - we'll listen to your needs and recommend the best loan for you. The application process is simple and the approval process is quick. When applying for a loan, all members will need to provide a current pay stub.
