We're not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years - so we can work for you and what's in your interest. Our team concept allows you to talk with any of our representatives - someonAe is always ready to help you.
We pride ourselves in the personal attention we give each loan. With over 40 combined years in business, we have established many good relationships with lenders, underwriters, and escrow people to eliminate many of the typical loan hassles. Get started today! Visit our Apply Online section where you can securely submit a complete online loan application, pre-qualify for a home loan, or request an update on your loan in process.
We pride ourselves in the personal attention we give each loan. With over 40 combined years in business, we have established many good relationships with lenders, underwriters, and escrow people to eliminate many of the typical loan hassles. Get started today! Visit our Apply Online section where you can securely submit a complete online loan application, pre-qualify for a home loan, or request an update on your loan in process.
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Over 32 years ago my friend Clark asked me to lunch and told me this idea he had about starting his own mortgage company. We had been working together for some time and neither of us was feeling very good about what we were doing. He wanted to open a mortgage brokerage- which at the time was fairly new industry.
A mortgage broker is an independent agent that acts as the middle man for both the borrower and the lending institution. A mortgage broker will seek the best lender to fit your individual loan needs, possibly submitting your mortgage application to more than one lender in order to find the right loan for you.
The responsibility of a mortgage servicer is to collect your monthly loan payments, making sure that your account is properly credited, and to manage your mortgage escrow, if you have one. You may deal with more than one servicer during the life of the loan. Often the rights to service a loan are bought and sold over the time it takes to pay off a mortgage.
Raising your credit score is a task that must be accomplished over time. The credit score is an assessment of credit history factors. Therefore, it is generally impossible to change your score during the short period of time you are applying for a loan. As such, it is important to be aware of the positive and negative variables that affect your rating so that you can improve your credit score before you need to use it as a tool to obtain a loan.
A. A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. You can also deduct the property taxes you pay as a homeowner.
Reviews (5)
P. Wolanin
Dec 16, 2020
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We highly recommend Deb and Mortgage Mart! Just closed (May 2020) during tough lender requirements as banks pulled back during pandemic crisis. Deb guided our application and followed up with us when more docs were needed - guiding our process from start to finish. This is probably our 4th or 5th loan/refi with Deb over the years. Her great experience, personal touch, availability and patience with our multiple questions, keeps us coming back. We refer Deb to our friends & family without reservation!
Mikki Ellingsen
Dec 06, 2018
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If I could give Deb and Mortgage Mart 10 stars, I would. My husband and I have worked with Deb through several home finance opportunities over the last 20+ years. She has helped guide us through all of the ups and downs of home financing with competency, integrity, and a sense of urgency when it was needed. She is a great communicator and presents information in a way that's easy to grasp, which helped us make informed and smart decisions. She always has a smile in her voice, and I know firsthand that she would do everything it takes to help us with whatever home financing needs we have now or
Daniel Pehush
Nov 04, 2018
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I used Deb from Jan-July of 2018 to complete my first home purchase. If I were to use one phrase to sum my experience with Deb up, it would be "guardian angel". Deb is far more than just a mortgage broker. Besides being transparent through the mortgage acquiring process and providing timely updates, she is always a quick response away. Deb never took too long to get back to me with any query or concern. She also, assisted in negotiating with my final purchasing price and always made it clear that she was in my corner trying to get the best deal for me. There is no conflict of interest working with
Jewel Lee
Sep 21, 2018
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Mortgage Mart is an amazing company. Deb Dickason has assisted me with multiple loans over the past decade. She's fast, efficient, detailed and most importantly she's kind! Deb takes the time to answer all your questions and is extremely informative.
I HIGHLY recommend Mortgage Mart for your mortgage and refinance needs.
I HIGHLY recommend Mortgage Mart for your mortgage and refinance needs.
Marc Sturlaugson
Jul 31, 2018
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