Mortgage rates are now at an all-time low. With rates as low as 2.875% APR and NO closing costs*, you can lower your monthly payment and pay off your home sooner. Apply now and see how much interest you can save. Enjoy your home for all it's worth by putting your home's equity to work!
With a Home Equity Loan or Line of Credit you'll have the opportunity to accomplish your big goals such as home improvements, educational expense, or even debt consolidation.Meet VANA (Video Advisor Network Associates), our Video Advisor service that provides members with a virtual face-to-face experience.
With a Home Equity Loan or Line of Credit you'll have the opportunity to accomplish your big goals such as home improvements, educational expense, or even debt consolidation.Meet VANA (Video Advisor Network Associates), our Video Advisor service that provides members with a virtual face-to-face experience.
Services
American Heritage Credit Union is a member-owned financial cooperative with more than $3.7 billion in assets, serving more than 800 Workplace Partners and more than 225,000 members, with more than 35 locations across Philadelphia, Bucks, Montgomery, Delaware and Camden Counties. Founded in 1948, American Heritage Credit Union is now one of the top 100 largest credit unions in the United States.
We want to make it easy for our members to access important information that will support financial well-being, convenience, and security. Access your finances conveniently and securely anywhere, anytime with American Heritage's online banking services. Get face-to-face American Heritage service on your smartphone, tablet, or computer with Video Advisor.
For additional info, see our Deposit Account Disclosure and Schedule of Fees and Charges. Accounts earn dividends on the daily account balance, and are posted monthly to the account. Account minimum balance to earn dividends: Share and Club Accounts $100. Accounts earn dividends on the daily account balance, and are posted monthly to the account excluding Certificates.
Whether you want to open an account or simply have a question, our friendly team is ready to help. Text Chat: Text us at 264328 for help with basic, non-account specific questions when you are on-the-go! Through our partnership with the CU Service Center Call Center, you can obtain balance information, perform transfers between your accounts, and make loan payments 24 hours a day, 7 days a week.
In accordance with the City of Philadelphia's mask mandate and for the safety of our members and associates, protective face masks are required at this time to conduct business at all American Heritage Philadelphia city branch locations. Shared Branching (non-member) is temporarily suspended at most, but not all branch locations.
Reviews (10)
William Hesketh
Feb 03, 2022
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Patricia McGinnis
Feb 01, 2022
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I stopped in American heritage to open a new account and I could not have had a more pleasant experience.
I waited less then five minutes to be helped.
The process was easy, fast and I walked out with my new debit card in hand. I was also able to download the app and login before leaving to make sure I had no issues.
I’m excited to be a member and take advantage of low rates for a loan and lots of other great perks.
Thanks to Darleen for making me feel so welcome!!!
I waited less then five minutes to be helped.
The process was easy, fast and I walked out with my new debit card in hand. I was also able to download the app and login before leaving to make sure I had no issues.
I’m excited to be a member and take advantage of low rates for a loan and lots of other great perks.
Thanks to Darleen for making me feel so welcome!!!
Gabriel VanDruff
Jan 22, 2022
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My mom started an account for me here when I was 1 year old. Great service for 26 years then all of the sudden terrible service the past year. I kept getting emails saying I had e-alerts but couldn't log into account, contacted customer service multiple times about it with no solution, then after several months of issues and not being able to log in a "defaulted loan" for 77 dollars pops up on my credit score from AMHFCU. Only loan I had from AMHFCU was fully paid off over 2 years ago. Maybe before throwing a "defaulted loan" on someone's credit score your customer service people can pick up the
Karen Ringheiser
Jan 21, 2022
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Sindney Whitney
Dec 18, 2021
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YOU HAVE TO WEAR A MASK IN THIS PLACE....OK. IN THIS PARTICULAR CREDIT UNION, YOU WILL ONLY USE A TELLER THROUGH A TV SCREEN. HERE'S THE KICKER, NOW THEY WANT YOU TO REMOVE YOUR HAT IN ORDER TO ACQUIRE ABOUT YOUR MONEY THROUGH A TV SCREEN (DEPOSIT). OH NO, THE MASK STAYS ON, BUT YOUR HAT CANNOT. DO ANYONE KNOW OF A GOOD CREDIT UNION? DO ANYONE ELSE FEEL LIKE SCREAMING BC I'M TIRED🤣
Helene Landis
Dec 14, 2021
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Chris R.
Dec 14, 2021
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Greg Luce
Nov 20, 2021
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AHFCU has the worst customer service. Their online banking system is horrid so you have to call for assistance. It is typical to have 50+ callers ahead of you, so the wait is at least 45 minutes just to speak with someone. They would be a much better credit union if they would invest in better web options and hire more customer service employees.
Keith Sim
Sep 15, 2021
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They are eliminating tellers and substituting with "machine Tellers" where a person sitting "who knows where" remotely interacts with customer thru a tiny 10" screen at the machine. This is pathetic.. What happened to the customer services face-to-face.
I thought the American Heritage FCU was different. But to my great dismay, this credit union is just the same as with any other institutions. They slash customer services by getting rid of their tried-N-True employees by forcing customers to interact with a DUMB machine.
I know why they are doing this. They want to funnel all the savings from
I thought the American Heritage FCU was different. But to my great dismay, this credit union is just the same as with any other institutions. They slash customer services by getting rid of their tried-N-True employees by forcing customers to interact with a DUMB machine.
I know why they are doing this. They want to funnel all the savings from
Kristine Keown
Sep 13, 2021
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I was told on the phone I could just run in and sign the paperwork for my credit card. I ran in and the receptionist checked me in and said they would be with me momentarily. At no time did anyone say I should schedule an appointment. I waited 40 minutes and still was not seen. I had to back to the front desk and ask about being seen. I was very disappointed in the time time I had to wait. I was 40 min late for work. If someone had told me I need an appointment I would have made one and come back.
Sincerely,
Kristine Keown
Sincerely,
Kristine Keown
