Michelle is a premier insurance advisor for Florida Community Associations with over 20 years' experience. She is an advocate, an educator and a consultant for her Association Boards and Property Managers. IOA Risk Services - A department of licensed claims adjusters who serve as your claim advocates. This extra level of service saves you money in attorney and public adjuster fees.
Services
As one of the largest independent insurance agencies in the United States, we have access to the best coverage and pricing for your Association. Don't feel like your property should be located in a "flood zone"? If your property qualifies, we can file the necessary paperwork with FEMA to have your building(s) removed.
To be a family of companies that grows and leads the marketplace by serving our clients, our community and one another. To be set apart by making the complex simple. We will move beyond the commodity of business transactions to the value of authentic relationships as we speak and act in favor of our cilents and one another.
Check back often for important information related to Florida Condominium Associations and Insurance. Follow the Florida Condo Queen on Facebook and LinkedIn for up to the minute info and breaking news! Pays for damages to Association property from insurable events such as Fire, Lightning, Wind, and non-Flood related water damage.
Association vs. Unit Owner responsibility following a loss is BY FAR my most discussed topic as an Insurance Agent. We are lucky to have a Florida Statute that addresses this issue, but it is not without it's own complexities. Before we can determine responsibility, we must first determine if the event that caused the damage is an "insurable event" or a "maintenance event".
The agent has been a great resource for all our insurance questions and extremely accommodating meeting with the board. Michelle Newton sets the bar for all other agents! She is proactive, has great initiative and labors to meet our needs without concern as to what her reward will be. Michelle Newton is one of the best in the insurance industry.
Reviews (6)
Beth Miller
Apr 03, 2021
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Casa Ott Realty
Jan 30, 2021
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Cabell Vildibill
Dec 12, 2020
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Darlene Wilhelm
Oct 28, 2020
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Katie Ivanics
Sep 27, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Michelle Newton is one of the best in the insurance industry. She is always so helpful and goes above and beyond. She is quick to respond and explains everything so thorough making it easy for the clients to understand. I know with any insurance needs/ questions I can count on her.
Michelle Newton is one of the best in the insurance industry. She is always so helpful and goes above and beyond. She is quick to respond and explains everything so thorough making it easy for the clients to understand. I know with any insurance needs/ questions I can count on her.
Bob Zemp
Jul 15, 2020
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