Charlies Agents
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Charlies Agents
We are a bi-lingual, family owned, full service insurance agency serving the Tampa Bay area since 2009. As experts in insurance, we eliminate the process of you having to do any work. Charlies Agents represents all the Medicare Advantage plans and several Medigap or Supplement plans. Since we are Independent Agents we don't work for just one company, we represent them all.

This makes us not biased but genuinely looking out for your best interest. We can help you find the right plan! Here at Charlies Agents we like to keep the information as simple as possible in a warm, inviting atmosphere in our office. We delight ourselves on growing strong personal relationships with our clientstobetteraidthem with all their insurance needs.
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Founded by mother and daughter Chari Vidal-Curtis and Nikki Alicia Ware, Charlies Agents was started in September of 2009. Combining our passion for assisting the older adult community and extensive knowledge in health insurance, we started out specializing in medicare insurance products. Masiel Dip is our managing client advisor.
Not all insurance agents or agencies are the same. Choosing the right one can make a big difference - in price, service, and value. As experts in insurance, we eliminate the process of you having to do any work. We take time to get to know your needs, shop all the companies, and present you with the best options.
Charlies Agents represents all the Medicare Advantage plans and several Medigap or Supplement plans. Since we are Independent Agents we don't work for just one company, we represent them all. This makes us not biased but genuinely looking out for YOUR best interest.

Medicare is a federal program that provides healthcare insurance to age 65 or older, individuals under age 65 who are totally and permanently disabled, and patients with end stage renal disease.Medicare Part A: (Hospital Insurance) helps pay for your care in hospitals. It also helps with skilled nursing facilities, hospice care, and home health care providing certain conditions are met.
I was so skeptical about dealing with insurance agents before i met Charlie's Agents. I have been high pressured and lied to about what the best Life insurance policy would be for my wife and I. However Charlie's agents are extremely helpful and very knowledgable on life, car, home and health insurance.
Reviews (8)
Cindy Covington
Cindy Covington
May 07, 2021
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Wonderful experience. Knowledgeable agents, which made navigating Medicare options easy. I highly recommend them!
James Schroder
James Schroder
Dec 31, 2020
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Masiel was awesome! I needed home ownerโ€™s insurance for a previously repaired sinkhole and no one we called said they could help. She jumped on it, called all the carriers they work with, and she was able to get us approved way before closing and at the best rate I have ever paid for insurance on any home period... Would definitely recommend and use again. Thanks Masiel!!
Lucy Mederos-Sequeira
Lucy Mederos-Sequeira
Dec 11, 2016
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Highly recommend charlies agents! They are friendly and very knowledgeable. Masiel has been able to save me a lot of money on my auto insurance and Chari is the greatest!
Toddandfawn
Toddandfawn
Dec 07, 2016
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The customer service here is out of this world! Nikki and Marsiel are fantastic - we have never been treated better. Plus they saved us a bundle as well! We have them for all of our coverage now - commercial, auto, homeowners, and health.
Yaimin Gonzalez
Yaimin Gonzalez
Oct 18, 2016
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I'm very happy and very thankful with Maciel she's always helpful for me so I want to say thanks to her and Charlie's agents and general ๐Ÿ˜‰๐Ÿ‘
Robert Vasquez
Robert Vasquez
Jul 30, 2016
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Charlies Agent's are a great group of insurance agent's that work hard to get you the best insurance for your needs. Kudos to Maisley for your help.
Andrea Kilpatrick
Andrea Kilpatrick
Jul 18, 2016
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This office is always so clean and smells really good. The customer service there is the best hands down! They always treat my husband and I with the utmost respect. Masiel is our agent and she is always so organized and prompt with answering our questions!
Judy Ortiz
Judy Ortiz
May 13, 2016
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I had seen an advertisement on a billboard with Charlies Agents, and the name caught my attention. I called them as I was in need of homeowners insurance. I spoke with Masiel. She was so attentive and professional in getting all the information she needed to provide a quote for me. She provided awesome customer service in following up and answering all of my questions and concerns. After searching for quotes, she definitely was able to find a quote that met my financial budget. I recommend Masiel and Charlies Agents for all your insurance. Thank you Masiel !