HMBD Insurance Services
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HMBD Insurance Services
Leading Provider of Insurance to over 250 Railroad related clients, including Museums, Tourist / Excursion Railroads, Shortline Railroads & Historical Railroads. We are also a Leading Provider of Railroad Contractors Insurance of all types. Positioned to offer our Construction related clients, especially Builders and Developers, more options than ever before - including the best policy terms, coverage and premiums in recent history.

HMBD Insurance Services Inc. has built an impressive nationwide reputation over the last nine decades, based on these principles: Experience - Knowledge - Integrity - Quality - Customer Care. Specialized programs for Dentists & their Corporations, including Dental Groups. Also exclusive programs for Oral Surgeons and their Corporations, and a new Medical Professional Liability program exclusively for Dentist.
Services
The Founding fathers of HMBD Insurance Services, Inc. embarked on a journey back in 1918 to build a company based on these principles - Experience, Knowledge, Integrity, Quality & Customer Care. Hamman, Miller, Beauchamp, Deeble, Inc. (HMBD) has built an impressive reputation over the last nine decades.
Dan Roddy is a career insurance professional that is dedicated to delivering the highest level of expertise in risk management for clients he counsels. He has served as President of HMBD Insurance Services since 2001 and leads the agency with the same guiding principles that it was founded upon in 1918: experience, knowledge, integrity, quality and customer care and service.
Comprehensive General Liability Insurance protects you from claims arising from alleged bodily injury, personal injury or property damage. In essence, it insures you against lawsuits arising from the services you render or products you sell or injuries to persons while on your premises.

Property Insurance can be used to protect you against loss of real and personal property as well as resulting loss of income that occurs in conjunction with a direct property loss.If you are interested in a quote, contact us and we will email or fax the appropriate applications to you for completion.
Automobile Insurance can be used to provide a combination of liability protection and physical damage coverage for loss due to damage to vehicles owned, maintained, or used by you. Commercial Automobile Insurance also provides coverage for your employees or anyone you give permission to use your vehicle.
Umbrella/Excess Liability insurance provides protection against catastrophic liability claims. This type of policy acts as excess coverage over your primary liability policies which could include your general liability, auto liability, and employer's liability policies. The liability limits on these primary policies are typically $1 million which may not be adequate for many companies.
Reviews (22)
Christine H.
Christine H.
Dec 20, 2019
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Sandra Cortez was my agent. I changed my policy to another company because Sandra could not cancel a policy that I emailed and called in. She tried to double my premium because I had another driver in the house who has another vehicle with another policy. I told her not to include him on my vehicle in which she waited several days to send me a form to sign to exclude that driver. It's been almost a month, a few days of a month and she still couldn't fix my policy and tell me my refund. I feel like she is banking on her commission so I don't get a refund. So today I sign up
Jenny V.
Jenny V.
Jan 12, 2018
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Glenn and Sandra have been my Personal Insurance go to and for my clients for 10 years.
There are always there, responsive, and have my back!!
Since they are a broker they can search different options.
Totally recommend them .
Thank you
Jay M.
Jay M.
Aug 26, 2017
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These guys are great. Cool down to earth people I've had the pleasure of dealing with for years now. I was an insurance agent and underwriter for years so I can appreciate the sh*t these guys have to deal with. Edith is my girl, she's taken care of me for a few years now. And even though I don't have a lot of business with her she's always quick to work with me and be flexible. Thank you Edith & HMDB.
Cristina V.
Cristina V.
Jul 06, 2017
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My experience with HMBD insurance has been great! I got transferred to their center while I was shopping for car insurance. I was getting quotes from other companies so I dealt with a lot of different agents,but the one person who stood out to me was Jason Roddy. He was extremely friendly, patient, knowledgeable and very considerate. Mind you this is my first time shopping for car insurance on my own after being on my dads policy for years! I obviously had a lot of questions and didn't know what to look for with auto insurance or what I do/ do not need. Jason dealt with MANY of my phone calls
John G.
John G.
May 17, 2017
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I found a better rate so I canceled my policy but six days prior I had paid my $316 premium. These unscrupulous bunch of thieves gave me a $61.00 refund and when I called to find out if there was a mistake I was rudely informed that there is a penalty for canceling a policy. so I'm out over $200? This should be a crime -very bad dipped in wrong sauce.

Don't do business with these self serving criminals. There are much better companies and you won't get penalized to cancel a policy if you find a better rate. The core value of any business is integrity you will not find that here
Jessica M.
Jessica M.
May 17, 2017
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Love these guys, they're the best I found when shopping for my auto insurance policy. I got the best rate for my tainted driving record and new car. I'm extremely happy and satisfied with the ease of their service when I need anything or have another coverage question. Edith is really fast and prompt, I appreciate that so much about her. Renewing was a breeze, even when I had rate change questions. This is one of my least favorite bills but communicating with their office is always stress free and pleasant. I hope that never changes about you guys, it makes you one of a kind. Thank you
Rumor Has It X.
Rumor Has It X.
May 03, 2017
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What a bunch of crooks! I would neither refer or recommend this shilark agency, just walk away and don't go through the pain of dealing with these 3rd party nitwits. They stink of corruption...
Sharon D.
Sharon D.
Feb 17, 2017
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We've had several experiences with insurance but none of them have been as pleasant, worry-free and personable as we've had with Glenn and his team at HMBD Insurance. In addition to our automobiles and home, we also have a rental property. Glenn was able to get us the appropriate coverages at a reasonable rate with the carrier we wanted. He and his team are always willing and available to not just answer any questions but to answer them in an unbelievable quick turn around! I praise them for their stellar customer service! I want to also mention that HMBD cares about giving back to their
Noelle C.
Noelle C.
Jan 31, 2017
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HMBD makes the whole insurance process hassle free which is quite a feat! I cannot say enough amazing things about the team at HMBD. Dealing with insurance has always been so frustrating and I never knew if I was getting a good deal. Working with HMBD, means that I don't have to worry about haggling or hassles, and I can trust the team to provide honest quotes and give excellent feedback. A huge thanks to Roger, Glenn and the staff at HMBD. You all rock.
Sera Chalayan-Cessna
Sera Chalayan-Cessna
Aug 17, 2016
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Dan and Vivian are exceptional human beings--agents who really care about their railroad clients. So knowledgeable!
Justin S.
Justin S.
Jul 08, 2016
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It's not possible to say enough great things about Jay Semaan and Sandra Cortez. These two always go above and beyond to take great care of their clients.
Curtis L.
Curtis L.
Apr 12, 2016
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HMBD Insurance has been handling my home and auto insurance since 2006. I first came across Glenn's ad in the Long Beach Local News Paper when I first moved to LB.
I am SOOOOO glad that I responded to the ad.

My experience has been nothing but great. Glenn's team has always been friendly, quick to respond and knowledgable. They have always had my best interest in mind.

HMBD has helped me with some insurance challenges without going through all the 1-800 messes. They are a big time broker, with a small time personal feel. They don't charge broker fees, or new policy fees etc
Miss G.
Miss G.
Jan 29, 2016
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On December 22nd, I realize our auto insurance has expired. Immediately I reach out to my broker for years. He gives me a couple of quotes that are outrageous, super high cost at only liability coverage! He tells me no one offers higher coverage. Seriously?!? I wasn't content so I called a couple other agency's whom basically offered the same. Absolutely not in my best interest as I'm looking to cover my company vehicles & two other personal cars.

I came across HMBD, whom sounded pretty busy when I called in but understandable since it was 2 days before Christmas. I left a
James F.
James F.
Nov 25, 2015
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I've worked with Jay Semaan and his staff at HMBD for over 7 years for all my insurance needs. From personal to my multiple business accounts. They are a very professional boutique style agency and pride themselves on customer service. I Highly recommend them.
Chris P.
Chris P.
Nov 25, 2015
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I needed business insurance and I don't have much experience with this sort of thing. Noele has been extremely helpful from start to finish. She answered all of our questions and is in our corner whenever we need. I HIGHLY recommend giving HMBD a call. Talk to Noele.
Gerald C.
Gerald C.
Oct 22, 2015
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I'm writing my review on the Hartford Insurance Company AARP I think it sucks because you have to be a member to get the quote and I say that to get a free quote use their personal quote card and when I called up and said that I have to pay for the AARP membership before I get too close and I think it's not right
Oskar Ruiz
Oskar Ruiz
Apr 17, 2015
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HMBD, OUTSTANDING CUSTOMER SERVICE, GREAT RATES, AND THEY GO OUT OF THERE WAY TO LISTEN TO YOUR NEEDS. I HIGHLY RECOMMEND THEM, THEIR STAFF IS HIGH QUALITY, READY TO ASSIST YOU....
Sean Simmons
Sean Simmons
Apr 09, 2015
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HMBD has taken great care of me! Karen in particular has been incredibly helpful. Every time she and I have spoken she has been kind, professional and willing to go the extra mile when helping me out. Thanks Karen!
Kim M.
Kim M.
Mar 28, 2015
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Glenn Agoncillo and Edith Muniz-Ruiz have completely changed my view of the insurance industry. I explained what we wanted and Glen came back with a plan for our home and auto that was superior to what we asked for yet below what we were paying in the past. I did not tell him what are old rates were. He found the best coverage at the best price.
Things were a little tricky in switching over our insurance because we have an impound account. Edith resolved all the issues for us. Our old agent would have left everything up us to fix.
I now feel confident that should we ever have to file a claim, HMBD
Josephine H.
Josephine H.
Jun 13, 2014
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I've been working with Roger Osegueda for a long time (note, I was numero uno in reviewing HMBD!).

I've since moved away from the LBC, but still lean on him for all my insurance needs. He's always helpful, very responsive and helps me think through the utility of my policies holistically.

Insurance, like going to the dentist, isn't anything fun. But it's a life imperative, and you need someone who you can trust and work with you for years to come.

Thanks dear Roger for making sure I'm well (and not overly) insured.
J. Evan M.
J. Evan M.
May 09, 2014
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HMBD has helped in so many ways and Glenn Agoncillo is and always been extremely helpful. Both of our cars are insured and will look forward to HMBD insuring my house. I'd recommend HMBD to anyone who is tired of getting the "runaround" from agents that overcharge, under insure and collect high premiums.
Cindi M.
Cindi M.
May 07, 2014
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I was recommended to Glenn Agoncillo right after I bought my home, and with all the drama of purchasing a home and going through escrow, he made the insurance buying process smooth and easy. I always know that Glenn will answer my calls and questions, and do his very best to try to keep me well covered AND save me money in the process--which he has just done with my auto insurance!
Highly recommend that HMDB and Glenn is where you go for your insurance needs. You will be well taken care of.