Whether you are looking for a mortgage loan to purchase a new home or to refinance your existing home, we are your "one stop shop" for the best home loan programs in South Carolina. Let us help you find the loan program that's the best fit for you. We understand that obtaining a home mortgage is often the largest financial commitment that a person will make in their lifetime.
That's why who you choose as your lender is the most important decision you will make. First Nations Home Mortgage is based out of Travelers Rest, SC and operates as a licensed mortgage broker in the state of South Carolina. We represent the Nation's largest wholesale and discount mortgage lenders and pass the savings on to our customers in South Carolina.
That's why who you choose as your lender is the most important decision you will make. First Nations Home Mortgage is based out of Travelers Rest, SC and operates as a licensed mortgage broker in the state of South Carolina. We represent the Nation's largest wholesale and discount mortgage lenders and pass the savings on to our customers in South Carolina.
Services
We take pride in our ability to listen to your needs and to sort through our many mortgage programs available to South Carolina residents to find the right loan for you. We take the time to present to you your home loan options, explaining the "the good, the bad and the ugly" of each type mortgage you qualify for.
We receive many calls from homeowners today asking if they should refinance their current mortgage. Like most financial decisions, what is right for one person may not be right for someone else. When interest rates fall below the rate of your mortgage, most people begin to think about refinancing to lower their payment and the amount of interest they have to pay.
If you are a homeowner age 62 or older and have paid off your mortgage or have a considerable amount of equity in your home and are currently living in the home, you may wish to participate in FHA's Home Equity Conversion Mortgage (HECM) program. The HECM is FHA's reverse mortgage program that enables you to withdraw some of the equity in your home over time or choose a single disbursement lump-sum payment at the time of mortgage closing.
An adjustable rate mortgage (ARM) is a mortgage where the rate can periodically be adjusted, up or down, along. What are "Prepaid" fees? Most borrowers are aware that there are closing costs associated with obtaining a mortgage, however, these are. Is Refinancing right for you? We receive many calls from homeowners today asking if they should refinance their current mortgage.
Reviews (10)
Crystyles Emiliano
Aug 18, 2021
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First off let me start off by saying IF u want the job done call James!!!!! He did an amazing job and i am so ecstatic and beyond filled with happiness for all he did for my family and I. He helped me purchase my 1st home….. Words can not describe how he strives to get things accomplished and fulfill your goals. I can honestly say I would use his services again. Thank u so much From me and my family James. Now what you guys waiting on pick up the phone and call James Taylor ….
Dr. Mena Benyamin
May 24, 2021
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Hey James,
I Want to Say Thank you for everything you have done for me during this journey to get me to this result,
starting from saying hello Mena until you got me with congratulations You have been approved.
you did a great job, you do have a really good attitude, and you care about your customers.
there are no words to describe how I thankful for all your hard work
you always helping me with all my questions you always support me with all information.
thank you Jim again
it was my pleasure to work with someone like you
I wish you success all the time
I Want to Say Thank you for everything you have done for me during this journey to get me to this result,
starting from saying hello Mena until you got me with congratulations You have been approved.
you did a great job, you do have a really good attitude, and you care about your customers.
there are no words to describe how I thankful for all your hard work
you always helping me with all my questions you always support me with all information.
thank you Jim again
it was my pleasure to work with someone like you
I wish you success all the time
Kelsey Law
May 02, 2021
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James with First Nations Home Mortgage was absolutely fantastic to work with! From the start he was friendly, responsive, and always took the time to explain anything I didn't quite understand. As a first time homebuyer, everything about the process seemed daunting, but James was always great at explaining what to expect and made everything a lot simpler. I highly recommend and thanks again!
Zachary Roby
Feb 25, 2021
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We had a wonderful experience with First Nations! James Taylor was so incredibly helpful explaining every step of the process, and he went above and beyond to ensure we got the best rate we could. He spent days running numbers for us to make sure we were getting the best scores and rates possible. We have worked with other lenders in the past, but our experience doesn’t even compare. We will definitely use Jim in the future for any mortgage needs. Thank you again for everything!
Jan Baiden
Feb 01, 2021
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Extremely knowledgeable and always professional, Jim was a much needed and important asset in going through the long and complicated process of getting a mortgage. Always patient, courteous, and willing to take the time to explain all the things I needed to know in the level of detail I needed, he returned calls and emails promptly and spent all the time I needed making sure I understood each step along the way. Highly intelligent, but able to explain concepts in terms I could understand, Jim walked me through every step carefully. I felt very confident about his guidance and suggestions and got
Nick Newkold
Nov 17, 2020
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Abby Hinds
Oct 03, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
We have worked with Jim two times, once when we bought our house and again this month when we refinanced. He was great both times! He explained each detail and answered every question we had! He found us the best rates and deals available and made the whole process easy!
We have worked with Jim two times, once when we bought our house and again this month when we refinanced. He was great both times! He explained each detail and answered every question we had! He found us the best rates and deals available and made the whole process easy!
Kristen Fike
Sep 02, 2020
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I was a first time home buyer and Jim Taylor made the entire process so much easier for me! Not only did he do most of the foot work but he walked me through ways to get the best rates, better my credit score, and just all around made things as simple as possible for me! I would highly recommend him and plan to use him in the future!!! Great experience!! Thanks again for everything you did, Jim!!
Travis Speer
May 14, 2020
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Nathan Brian
Jun 03, 2019
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James Taylor of First Nations Mortgage was instrumental in helping me get the best loan at the lowest rate possible.
He went above and beyond to help quickly and easily repair my credit in order to make me eligible for the lowest rates and the best possible loan package.
James is extremely knowledgeable, meticulous, and expedient. He was always quick to respond and answered every question or concern that I had throughout the entire process. He openly communicated with me, kept me informed and prepared me for things to come along the way.
I’m grateful that James was there to help me through
He went above and beyond to help quickly and easily repair my credit in order to make me eligible for the lowest rates and the best possible loan package.
James is extremely knowledgeable, meticulous, and expedient. He was always quick to respond and answered every question or concern that I had throughout the entire process. He openly communicated with me, kept me informed and prepared me for things to come along the way.
I’m grateful that James was there to help me through
