Peggy Thomas Insurance
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Peggy Thomas Insurance
As your local trusted licensed and independent Medicare Health plan agent, I am grateful for the trust you have placed in me. I understand that everyone's healthcare needs are different. My goal will be to partner with you so that we can find the most suitable plan to fit your unique needs. I am a member of the Yorba Linda Chamber of Commerce and the Orange Chamber of Commerce.

Every year I spend over 80 hours in plan training and certification so that I can represent all the major Medicare Health Plans available. I don't work for any health plan; I work for you and I can provide you with a no-cost unbiased plan consultation. Choosing the most suitable Medicare plan option is one of the most important decisions you will make.
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I am an independent Insurance broker specializing in health insurance including Medicare, Covered California, individual and small business plans. While I do not work directly for any insurance company I represent over a dozen companies here in California and several other states. I will help find and enroll you in a plan than best meets your health care needs.
Medicare Advantage is a type of Medicare health plan that is sold by private companies. Medicare Advantage is an alternative to original Medicare (Part A and Part B).

Medicare Advantage plans are required by law to cover all the services available with Medicare Part A and Part B. Many Medicare Advantage plans may also offer additional benefits that are not available through original Medicare such as Vision, Dental, Hearing, Transportation, and Gym Memberships.Most Medicare Advantage plans will include prescription drug coverage.
Medicare Supplements or Medi Gap plans are Medicare Advantage plans that are designed to fill in the "gaps" in original Medicare. They are also sold by private companies and they work to "supplement" original Medicare.

Original Medicare will not pay for all your covered healthcare services and supplies but a Medicare Supplement plan can help cover your out of pocket expenses associated with original Medicare like copayments, coinsurance, and deductibles.Additionally, some Medicare Supplement plans will cover additional benefits that are not covered by original Medicare.
Medicare Prescription Drug Plans are an optional benefit available to all Medicare beneficiaries. There are only two ways to get coverage for Medicare Prescription drugs. A beneficiary must either enroll into a Medicare Health Plan (usually a Medicare Advantage Plan) that includes prescription drug coverage, or they must enroll into a stand-alone prescription drug plan.
If you believe that [Name of covered entity] has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with: [Name and Title of Civil Rights Coordinator], [Mailing Address], [Telephone number ], [TTY number-if covered entity has one], [Fax], [Email].
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