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Happy Mullen-State Farm Insurance Agent
Please consider having this agency as your State Farm Agent in the Charlotte, NC metropolitan area. We are licensed in North Carolina and South Carolina. We've been here since 1991 and today have over 115 years of combined experience in auto insurance, home insurance, and life insurance, among the team.

Happy was born in Charlotte and given his nickname by his older brother the day he was born. He received a BBA in Accounting from the University of Texas at Austin and lived in Dallas until 1990 when he returned to Charlotte to open the agency in 1991. This followed a successful career in public accounting and commercial real estate.
Reviews (9)
Lawrence Sullivan
Lawrence Sullivan
Jun 21, 2021
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We have done business with Jim "Happy" Mullen's State Farm Insurance agency for over 30 years.
Over those years his agency has grown to add additional personnel to help cover his growing client base. In every instance when I have called the person answering the phone has either been able to fully answer my questions or has let me know who will call me back and when. You can always count on that call promptly happening. Happy's staff is very knowledgeable and well trained in the State Farm offerings. I am immediately recognized when I call no matter who I talk to and our account is always readily
Meredith Dukes
Meredith Dukes
Dec 15, 2020
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Happy, Mary, MaryAnn, and everyone at Happy's office are extremely helpful, knowledgeable, and caring. They eased my mind during the purchase of my first home two years ago, and have walked me through the basics of home and car insurance a few times. They also check in with me about once a year to see if I have any questions. Mary recently helped me rerun rates, and was able to find me a much lower rate on my car insurance than I had previously.
I can't say enough about this team. Thanks all!
Ginnie Mattes
Ginnie Mattes
Jul 06, 2020
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We have been with Happy Mullen for 7 years now. Every time I call I feel as if they drop everything to remedy my situations. I don’t really have to wait for anyone to call me back. Everyone who has answered the phone can knows what to do. This last time I misplaced my Car insurance bills. Not only did they call me to remind me they were overdue, they made sure I paid within the grace period so I didn’t lapse. And they took time to send the DMV the paperwork for me saying I didn’t lapse. They did the footwork for a mistake made by me....and was kind and happy to do it. I have never dealt with
Mary Hearn
Mary Hearn
Dec 08, 2019
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I personally have been with State Farm, Happy Mullen’s office for years! They have the best customer service around, hands down!! Mary J. especially has gone over and beyond to help us with any situation from moving, renters insurance, short term disability to adding an umbrella policy for my husband’s work. We have NEVER been treated like a number but like family. We will continue to work with them and look forward to adding our daughter when it’s time for her to be on the road. They will take care of any needs you may have in a timely fashion. Thanks for making us feel like we matter.
Laurie Chertow
Laurie Chertow
Jul 31, 2019
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I highly recommend Happy Mullen Agency. Happy and his entire staff are amazing. They care. They are honest. They helped me transition my insurance needs to NC smoothly when I moved here a year and a half ago. They respond very quickly and are super helpful. If you are looking for a State Farm Agency, this is it.
Lisa Kowitt
Lisa Kowitt
Jun 19, 2016
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I have always had the best customer experience with Happy Mullen's agency! From the receptionist to the agents to Happy. All seem to know me even though I haven't gone into the office except for 2 times over 14 years. They greet me warmly and the actual agent is very thorough and knowledgeable with my questions and of my account. They are respectful and quickly follow up if they do not have the information.
I had one big claim and it was resolved immediately and completely to my satisfaction. Their differentiator from the multitude of online insurance offerors is they know me, my account and provide
Adam Simons
Adam Simons
Sep 10, 2015
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I had a wonderful experience working with the Happy Mullen State Farm Agency. I worked with Adam Lee and he showed me a variety of insurance options and retirement plans. His suggestions were based solely off my needs and what my financial goals are. I never felt pressured to make any decisions that I wasn't comfortable with. I would recommend this agency to anyone and will continue to work with them in the future.
Mad Vegan
Mad Vegan
Sep 01, 2014
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I was surprised by how Happy Mullen State Farm Insurance was a very friendly place. My family is having for now just a renters insurance but we were looking for a new car insurance. I have to stay staff is very friendly and professional. They didn't push us to buy unnecessary insurances. Happy Mullen State Farm Insurance is really looking for my best interest. I am sure I found a place I could build future relation and combine all my insurances at one place.
Michael Moore
Michael Moore
Aug 14, 2012
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Rarely do I get the chance to do business with a team as friendly, knowledgeable, and efficient as the Happy Mullen team. I have been a State Farm customer for many years and have always been pleased. But, when my family and I moved to Charlotte from Charleston, SC, I learned what it is like to deal with the best of the best. It is obvious that everyone on the team has a passion for what they do. I wasn't surprised to learn that many of them have been there for 10+ years. They took the time to act as my risk advisor, not just an insurance sales person. I was shown areas of risk exposure that I