We're member-owned and operated so you'll always feel at home here. And, since we have no stockholders to pay, profits (after operating expenses) are returned directly to you and your fellow members, in the form of competitive dividend rates, low loan rates and reduced fees for services. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community.
Today we serve those individuals who live or work in Hampden, Hampshire or Franklin counties. In addition, we continue to serve the employees of the Springfield Public Schools, American International College, Springfield Technical Community College, Minnechaug Regional High School and the Massachusetts Career Development Institute along with the retirees and their families.
Today we serve those individuals who live or work in Hampden, Hampshire or Franklin counties. In addition, we continue to serve the employees of the Springfield Public Schools, American International College, Springfield Technical Community College, Minnechaug Regional High School and the Massachusetts Career Development Institute along with the retirees and their families.
Services
Convenience is here! Apple Pay, Google Pay, and Samsung Pay is available to use with your Arrha Debit Card. Each of these digital wallet options allow you to pay for goods and services using your smartphone or smartwatch instead of pulling out your debit card. It's that easy. How Does Google Pay work?
Register Now for eStatements which are conveniently located in Home Banking. Simply log into your Home Banking profile and choose the eStatements tab. A window will pop up for you to accept, review disclosure, and click "I agree." Your Arrha Credit Union takes pride in the products and services we offer.
We have no fee checking accounts, no minimum balance, no monthly service charge, and more. Check out our different Checking Account options below to find what may work best for you. While supplies last. Just keep your Arrha Checking Account open for 12 months and sign up for direct deposit of a minimum of $100 each month.
A withdrawal of dividends will reduce earnings. We will impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty for Certificates with a maturity of one year or less is 90 days dividends. The amount of the early withdrawal penalty for Certificates with a maturity greater than one-year is equal to 180 days dividends.
This schedule for all accounts sets forth certain fees and charges applicable to your Credit Union Accounts effective 8/1/2019 and supersedes all previous schedules. This schedule is incorporated as part of your membership agreement with the credit union. You will be notified of changes to these charges.
Reviews (11)
Kld
Oct 15, 2021
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Arrha is hands down the worst bank I’ve dealt with. They never answer, they never call you back and on top of that how does my debit card all of a sudden stop working. When I call to see what’s wrong apparently here’s no record of me even having a card with this bank. Manifestation at its finest, I’ll be taking all my funds out of there first thing in the morning...hopefully I can get someone to answer.
Ana Rodriguez
Jul 28, 2021
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Worst customer service ever there rude ..seems like no one wants to work now a days . You update ur information then something happens they say they have called you and they still have the last number so they never updated it.. seems like it’s getting worst seriously since everything is opening up again I’ll be changing banks ..
Melissa Hoy
Jun 18, 2021
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I would absolutely recommend Micheal Kelley to anyone looking for a non-stressful mortgage process. Michael went above and beyond to make sure my family and I got the house I loved!!!! I love!!!!! He was always available to answer my questions even if they seemed a lil crazy. Lol. The whole process took about 30 days and we was in our new home!!!! Enjoyed my experience with him truly. If you are looking for the right Leander and you are reading this go with Michael. You will not regret it!!!!!! Thank you so much Michael!!!!!!!!
Brenton Smith
Apr 04, 2021
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Where must I start!!! Should I tell you about the professional service Michael Kelley offer indeed it is. I did a refinance on my home with the arrha credit union they offer great and professional service ..Michael Kelley is very professional and attentive to any questions i have to ask and it was a worry-free process. Great work!
Maura Archuleta
Feb 15, 2021
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Who ever thought that acquiring a mortgage could feel so stress free? That’s the seamless experience that I had working with Michael Kelly. He walked me through every step, was available to take care of all my questions and concerns, and made a difficult process, feel easy. I couldn’t have asked for more. Thank you Mike, & Arrha CU, for helping me make my dream home come true!
Karen Baker
Jan 26, 2020
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I worked with Michael Kelley on a mortgage loan. He was wonderful! He basically held my hand throughout the entire process. I found him, as well as every employee at Arrah that I spoke with, to be welcoming, friendly and patient with all my questions. I highly recommend Michael and Arrah for all your financial needs.
Jennifer B.
Nov 06, 2019
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Fabio Montefusco
Sep 10, 2019
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I was referred to this credit union by a friend of the family. I dealt with a gentlemen name mike Kelley. Honesty. Coolest guy I’ve ever met. Super professional. Super honest. And always looked out for my best interest. Wasn’t pushy. And being new to the process I had a lot of questions and he went over and beyond to make feel comfortable and knowledgeable. Great guy and great credit union. Definitely going back for a mortgage when I’m due.
Jake Black Fang Collins
Jun 15, 2019
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I was a member of this bank for 5 years. Since I was 16 years old. They have given me nothing but problems. You can't get a debit card until you're 18, their website is not user friendly, i constantly had issues with the website and I was locked out of my account after 1 mistake on my password multiple times, the process to get back into my account is inconsistent and often took multiple days for someone to get back to me, they have no notification system if you have an overdraft or any other issues on your account lastly I was scammed and instead of putting the money back in my account they gave
Geoff Klemish
Jun 08, 2019
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Michael Kelly was a pleasure to work with. He is a genuine person who will take the time to sit down with you and answer any questions you have. In my case it was a home equity loan and the process was seamless and painless. Michael was always available whenever I had questions or concerns, and he even drove to my house when I wasn’t available to leave so I could sign paperwork to get the loan moving quicker. When it got to the next step, the retail loan processor, Abbie Urbon, was equally as friendly and professional and always there to answer any questions. I will recommend AARHA to everyone
Tony
Dec 22, 2018
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