Buying, selling or refinancing real estate is one of the most important financial transactions one will undertake. Because the stakes are high, and you only have one chance to get it right, it is essential to choose a title company that safeguards your interests and personally invests in your real estate success.
When you choose Concord Title, you choose more than just a title company; you choose a partner in real estate whose sincere desire is to help you succeed. At Concord Title, we make a point of employing the most knowledgeable and personable people in the business. Our staff has over ninety years of combined experience in the title industry.
When you choose Concord Title, you choose more than just a title company; you choose a partner in real estate whose sincere desire is to help you succeed. At Concord Title, we make a point of employing the most knowledgeable and personable people in the business. Our staff has over ninety years of combined experience in the title industry.
Services
First, Concord Title will perform an "abstract of title, " which means searching the real estate records in the county where that particular piece of property is located. An abstract will determine the legal owner of the property; reveal any mortgages, liens, judgments, or unpaid taxes that will have to be satisfied before the property is conveyed; and detail any existing easements, restrictions, or leases that affect the property.
Title insurance is protection against loss arising from problems concerning the title of your property. Title searches are completed on the property that provide a full history of the land. It will assist the examiner, or closing agent, to determine if there are fraudulent conveyances, unpaid taxes, unreleased liens against the property or problems with the legal description being conveyed.
According to the American Land Title Association one in four real estate transactions uncover a title problem of some sort. A premium is about to 1% of the purchase price. The premium is based upon the following factors: 1. The cost of searching and examining the title to subject properties. 2. The cost to resolve or clear defects to title.
Due to Concord Title's contributions from every purchase closing, we reached our goal of contributing $100,000 to help renovate the University of Tennessee Medical Center's NICU. Boog Potter, owner, currently serves as a board member for the Cyctic Fibrosis Foundation. Nick Harris, our Nashville office attorney, currently serves as board member for My Life Speaks.
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