Assisting employer groups in the planning, installation, and maintenance of employee benefit plans since 1982, Michael Welch RHU, REBC, and his team of professionals at Consilium Benefit Advisors are adept at handling all aspects of the employee benefit process. As technology has evolved, so has the team at Consilium Benefit Advisors, adopting modern technologies to keep their clients on the leading edge of benefits and insurance solutions.
Innovative ideas and solid representation supported with proactive customer service. Each project begins with questions -- a lot of questions. Our experienced advisors must develop a deeper understanding of your unique set of circumstances that serve as the foundation upon which we will build. We understand that efficiencies of design translate to program successes.
Innovative ideas and solid representation supported with proactive customer service. Each project begins with questions -- a lot of questions. Our experienced advisors must develop a deeper understanding of your unique set of circumstances that serve as the foundation upon which we will build. We understand that efficiencies of design translate to program successes.
Services
From our offices in Portland near the Washington Square Mall, (a fantastic location 11 months out of the year), we are dedicated to educating and serving our clients employee benefit planning needs with a level of professionalism and urgency. We understand that you are contacting us because you want answers, sooner rather than later, and that is why we take a team approach to our client inquiries.
Our team will invest the time and energy to discover what is working and what may need a different approach. This discovery-based, strategic planning process creates a road map for our clients to realize their vision of a high-performing benefit program. We build a multi-year action plan to guide benefit decisions that achieve a greater return on investment for every dollar spent.
Nearly every company belongs to or is eligible for industry-focused trade associations, and the 'Wholesale Club' type buying power is a simple concept to grasp. The leveraged buying power of associations can offer several unique advantages like consolidated billing, compliance services, and the large group dynamic for rating and underwriting.
For companies with less than 51 employees, there are no laws that require you to offer health insurance. However, for companies that choose to offer health benefits, there are many factors that can impact your cost. Insurance companies use factors such as contribution, participation, industry, location, and age to determine rates.
As a service to our existing clients, we offer our guidance and expertise as it relates to the purchase of individual medical plans, including Medicare Supplemental and Medicare Advantage plans. We will demonstrate how utilizing these plans work in conjunction with your group plan, or simply as a way to bridge the gap when family and friends are between plans.
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