TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.
We must also ensure that our organization is financially, ethically, and morally strong to endure for all times. Tonawanda Valley Federal Credit Union is in existence, today, largely because of the many individuals, past and present, volunteer and paid, that have been committed to ensuring that the credit union would achieve and sustain financial prosperity, in order to benefit and serve the citizens of Genesee County and surrounding areas.
We must also ensure that our organization is financially, ethically, and morally strong to endure for all times. Tonawanda Valley Federal Credit Union is in existence, today, largely because of the many individuals, past and present, volunteer and paid, that have been committed to ensuring that the credit union would achieve and sustain financial prosperity, in order to benefit and serve the citizens of Genesee County and surrounding areas.
Services
Additional savings accounts. A Secondary Savings allows you the availability to save and allocate funds for specific purpose(s) all under the same member number. To establish membership, you need your original Social Security Card, current Photo ID, and $5.00. Your Primary Share Savings allows you to take advantage of any of our products and services.
Determine how much of your paycheck, social security, retirement, or military check will be deposited. Provide your employer or the depositor with our routing and transit number (222383479) and your member number. For example, from your $100 deposit, you might allocate $25 to Share Account 0, $50 to Share Draft 4, $10 to Secondary Savings 3, $10 to Vacation Club, and $5 to your child's account.
Share Certificate dividends are paid on the last day of the month, as per the terms of the individual certificate. Share Certificate rates for new purchases change weekly. Dividends are paid to savings accounts and club accounts on the last day of March, June, September, and December. Our Board of Directors sets the dividend rates quarterly.
Dividends (other than dividends on Share Certificate Accounts) are paid from current income and available earnings, after required transfers to reserves, at the end of the dividend period. Dividend rates are declared by our Board of Directors at its discretion based on market conditions and are not tied to a specific index.
TVFCU overdraft line of credit pays your transactions when there are not enough funds in your share draft account to cover them. Only the exact amount needed is transferred from your overdraft line of credit to cover your transactions. Our Second Chance Loan is designed to repair your credit by repaying negative items on your credit report.
Reviews (8)
Chele Lee
Sep 19, 2021
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J. Mack
Nov 21, 2020
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I’ve always heard it was a great bank and when I opened an account they seemed very nice. I was trying to set up the app and it wanted a security code but never emailed it to me. I called the bank and spoke with Robin and she quickly said that the systems were down. I explained I’m able to get on the system just needed the code. She then tells me “yeah it’s off and on”... Her tone was extremely snarky and when asked for my account number, I couldn’t find it and after 30 seconds of looking she rudely said why don’t you just call back when you find it. So I told her I had the member
Katie Acomb
Oct 07, 2020
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Jake Myers
Oct 11, 2019
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If I could leave a 0 star review I would. This place banks like it's 1950 still. You CAN NOT transfer money from a TVFCU Savings or Checking account to an outside checking account per their "policy". Had Melissa tell me I could if I opened a checking account, then as i was opening the accoubt a different lady tells I can't do it with a checking account either. Yet they allow you to transfer money between TVFCU accounts!?!?! ESL will be my bank from here on out. FU$* TVFCU
J.
Jul 20, 2019
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They were great when getting a loan but were horrible when a unique situation came up that I needed their assistance on. Nancy was combative, unjustly accusatory, unwilling to take the extra step to help and try to resolve this unique situation even after I satisfied her requests for proof. She was unpleasant, rude, and disrespectful, I will be pulling my business from this place and going elsewhere.
Kal
Jan 17, 2018
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This bank is terrible, the online site is very outdated. They have old fashioned tickets to fill out for payments, deposits, and withdrawals, they never ID me or ask me any security questions other than my member ID when I call but yet they give all of my information to me. Way better places to keep your money that is safe and secure. Also, the staff seems to lack basic banking knowledge.
Linda Tomporowski
Aug 12, 2017
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Erika Szustakowski
Jun 07, 2017
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