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Cornerstone Community Federal Credit Union
Cornerstone Community Federal Credit Union & Country 106.5 WYRK are proud to recognize Chris Kreiger as our August Community Cornerstone recipient! Chris courageously served in the U.S. Military for over a decade, and his passion is to improve the overall well-being of our WNY veterans. After returning home in 2007, Chris founded WNY Heroes to provide support to fellow local veterans.

Their mission is to provide essential services, financial assistance, and resources to support the lives of veterans, members of the armed services, and the widows and children of deceased veterans. Chris works tirelessly to help veterans ease their transition from combat to civilian life and help eliminate the hardships that many veterans experience today.
Services
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
Members of Cornerstone CFCU can use their debit cards surcharge-free at more than 32,000 MoneyPass locations across the country. ATM surcharges are on the rise, but Cornerstone can help you avoid them. We've teamed up with MoneyPass, to provide members with unmatched convenience and savings*. With thousands of surcharge-free ATM's, all you need is a Cornerstone VISA Debit Card to enjoy the most accessible, easy-to-use ATM network in the nation.
At Cornerstone Community Federal Credit Union, we offer a comprehensive range of products and services to our members.

Whether you're looking for traditional banking products like checking or savings accounts, are looking for lending services to help you purchase a new vehicle or your first home, or want to take advantage of our credit card lines, investment and retirement services or business accounts, we're here to support you at every step of your financial journey.
Cornerstone Community Federal Credit Union offers its members a number of ways to help manage, protect and invest their money. From checking and savings accounts to debit cards that offer access to ATMs around the United States, to direct deposit and payroll deduction options and online banking through OASIS Home Banking, you'll find that choosing your local credit union for your banking needs is easier and more convenient than you ever imagined.
Make saving, accessing and using your money easy with a Cornerstone Share Draft Checking account. It's simple to set up a new checking account with CCFCU and establish direct deposit of your payroll, Social Security or other government checks so your money can get to the credit union even when you're on the go, helping you to save both money and time.
Reviews (9)
Mark Smith
Mark Smith
Jun 17, 2021
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The Front says open till 5pm, drive up lobby is closed. Go to drive through and that's closed. No posted covid hours or nothing. Awesome customer service to sit inside and watch us figure our how to get our business done. BTW it's 330 pm on a Monday.
Make It So
Make It So
Feb 11, 2021
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I haven't had an issue with this bank since I got a loan for a car back around 2010-11. Paid the car off a few years ago. Now I'm looking for a lien release letter so I can donate the car I no longer drive. Lady I got through to on the phone was was quick to tell me they no longer have my car's VIN on file and I need to go to the bank and get the lien release. Um....why? What's the difference between getting a letter from the bank on the phone than going to the same bank in person to get one? How will it be different in person if they don't have it on file? I'll update my rating after I go to the
Skylar B.
Skylar B.
Nov 15, 2019
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I've only been banking with them since August, but they've been super nice so far. Everyone there is super helpful and friendly to me. My account was disabled once because I made a $1,300 purchase all at once online, and they were able to help me restore it over the phone really quickly.
John Wilson
John Wilson
Sep 23, 2019
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Great credit union 99% of the problems people have with overdraft fees they bring them on themselves. If you have auto pay keep enough money in the account to pay the bill problems solved. We never had a problem with cornstone so if you are getting charged it's most likely on your end nobody will ever be 100% happy it's in our DNA.
Cheryl Ann
Cheryl Ann
Sep 06, 2019
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Terrible banking policies. If I could give no stars I would. They love to charge overdraft fees, for instance my car payment is an automatic debit and my paycheck is directly deposited, but my car payment somehow comes out at 1am and my paycheck don't hit till later in the morning and I get charged an overdraft fee because my check goes in later in the morning? There should be a grace period before fees start hitting the account. Worse bank I've ever dealt with.
L. Camp
L. Camp
Aug 25, 2019
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Best banking experience ever! There tellers are always friendly and knowledgeable. Everyone in there loan department is great. They great rates and a lot different options for everyone.
Daniel Butler
Daniel Butler
Dec 21, 2018
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Come on now guys. I'm over here deployed in Afghanistan and don't have any access to account statements for a loan I have with them. I don't get emails or anything else with them either, I just pay through my bank (USAA) online to the auto loan they have. A few months ago they dinged my credit score for missing a payment. After I see the report from my credit score I track them down and give them a call. I don't have any information for my account but they look me up and tell me what's going on. Turns out they didn't have my renewed insurance statement so they tried to apply their own insurance
Chelsea Andrews
Chelsea Andrews
Sep 08, 2018
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THIS BANK DOES NOT HAVE A FRAUD DEPT! My card was compromised and used at rite aid on a Saturday. First charge went through (and my account was charged!) Second charge was flagged and they shut down my account. I went to use my card Sunday - it was declined. No call from the bank to tell me what happened. I had to wait until Monday because they're closed on weekends. Call Monday, told to come into bank. The people at the bank told me to 'take it up with rite aid.' Basically that it's my problem. After I stated the person on the phone told me otherwise, they started to complain about how theyre
Ezra B.
Ezra B.
Jun 27, 2015
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I drove from Watertown to N Tonawanda at the behest of a credit union representative in order to both update my personal information and to setup direct deposit into this account.
I visited the north tonawanda branch, where i believed everything was accomplished. However, 5 days later, i discovered the account was closed and my direct deposit is floating in no mans land. The bank manager is working to resolve this issue now. When i have an answer, i will provide you with an update...