Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs that will fit diverse financial positions.
Our goal is to help you throughout one of the biggest decisions of your life -- owning a home. Coosa Valley Mortgage strives to focus on the company values in life: family, friends, and community. We value community involvement through civic organizations as well as helping people in the community and their financial positions.
Our goal is to help you throughout one of the biggest decisions of your life -- owning a home. Coosa Valley Mortgage strives to focus on the company values in life: family, friends, and community. We value community involvement through civic organizations as well as helping people in the community and their financial positions.
Services
The first step in buying a new home can save a lot of headache in the long run. Meeting with a mortgage professional will guide you to finding a home that is in means of your borrowing abilities. We will assess your income, assets, and credit to determine the purchase price that will suit your needs.
There are many reasons to refinance: Lower rate, Lower Term, Cash-out, Home Improvements, Debt Consolidation, Remove PMI, etc. However, it is not always the best move for you. The first step is determining if it is cost effective. Our mortgage professionals can help you make the best decision for your well-being.
Once we review all documents and run your credit, we will be able to tell you the loan amount you should be approved for. We will also discuss what monthly payment you will be most comfortable with. From here, you will have an idea of how much you can spend on a lot and construction of your home. Now you can start shopping for the location of your home.
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