Bankruptcy is available to stop garnishments, law suits, foreclosures, repossessions, demand letters, and harassing debt collection calls. Bankruptcy can be used to restructure car loans and to pay back taxes, student loans, and mortgage deficiencies. If you have two mortgages, you may be eligible to get rid of one with bankruptcy.
Bankruptcy puts you, not your creditors, in control of your debts. Contact John Goetz Law, PLC today to get the debt relief you need. Estate Planning involves a combination of protecting present assets while planning the ultimate disbursement of those assets upon your passing. Furthermore, estate planning allows you to consider the futures of your loved ones.
Bankruptcy puts you, not your creditors, in control of your debts. Contact John Goetz Law, PLC today to get the debt relief you need. Estate Planning involves a combination of protecting present assets while planning the ultimate disbursement of those assets upon your passing. Furthermore, estate planning allows you to consider the futures of your loved ones.
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Although a native of Wisconsin, John moved to Virginia to attend college and has resided there since 1990. Prior to attending law school, John worked as a legal assistant for lawyers practicing transactional law, real estate, employment, bankruptcy, contracts and business law. John has been married to his wife, Maureen, and is the proud father of two children.
Prior to becoming an associate attorney at John Goetz Law, PLC, James M. McMinn was an associate with John Carter Morgan, Jr. PLLC. Mr. McMinn also practiced bankruptcy law in the Middle and Western Districts of Pennsylvania at one of the largest bankruptcy firms in the state. Mr. McMinn concentrates his practice on Chapter 7 and Chapter 13 bankruptcies.
John Goetz Law, PLC represents clients in northern Virginia, including Culpeper, Fauquier, Rappahannock, Orange, Page, Madison, Warren, Prince William and the surrounding areas. Bankruptcy is not for everyone, and I will never recommend bankruptcy unless I believe it is necessary. There are alternatives to bankruptcy, but those alternatives are hard and often impossible for most individuals.
Everyone needs a Will. Estate planning is not just for the wealthy; it is for anyone who wants to make sure their final wishes are carried out. Choosing who will look after your children, and how your estate will be distributed after your death are among the most important decisions you will ever make.
Declaring bankruptcy is a major decision - one that will change your life, usually for the better! Not everyone qualifies to simply have their debts forgiven and not all debts are forgiven. Your choice of personal bankruptcy is based upon both your needs and your financial condition. The clear majority of individuals file either Chapter 7 or Chapter 13 bankruptcy.
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