We offer Medicare Supplement and Medicare Advantage Plans to meet your health care needs and budget. As an independent agent, we can help you compare plans from Oregon's top rated insurance carriers. You can be sure you are getting the best possible value! Howard Insurance Agency for Seniors is contracted with key companies to provide you with the best plans and lowest premiums based on your specific health care needs.
Founded in 1999, Howard Insurance Agency for Seniors offers Oregon seniors the experience needed to make well-informed decisions about health insurance options. As an independent insurance agency, we work for you - at no cost to you! Let us show you how much you can save on a health insurance plan that meets your unique needs.
Founded in 1999, Howard Insurance Agency for Seniors offers Oregon seniors the experience needed to make well-informed decisions about health insurance options. As an independent insurance agency, we work for you - at no cost to you! Let us show you how much you can save on a health insurance plan that meets your unique needs.
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Howard Greenebaum founded Howard Insurance Agency, Inc., an independent insurance agency, nearly 20 years ago in Colorado. Today, Howard Greenebaum and his wife Hilary continue to build upon a foundation of personal service and trust by providing Oregon seniors and their families, expert knowledge and unmatched friendly customer service.
Do you have fairly frequent doctor or hospital visits? If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay. You might be able to save money with a Medicare Supplement insurance plan. Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
Medicare Advantage plans are an alternative way to get Medicare coverage through private insurance companies instead of the federal government. They provide the same benefits as Original Medicare and may include additional benefits such as dental, vision, drug, and wellness program coverage. You enroll in a Medicare Advantage plan through a private insurance company, not the government.
Do you have fairly frequent doctor or hospital visits? If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay. You might be able to save money with a Medicare Supplement insurance plan. Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
Approximately 90 percent of people over the age of 65 take at least one drug every week, yet Original Medicare does not provide coverage for most prescription medications. As a Medicare beneficiary, you have two primary options for obtaining coverage for prescription drugs. The first is enrolling in a Medicare Advantage plan that that provides such a benefit.
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