Carpenter Group
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Carpenter Group
When it comes to an effective benefits program, you want to make sure that you have a partner who can explain your options and guide you toward real solutions. Since 1992 CGI Benefits strives to provide the best possible service and support to its clients. The cost and availability of good benefits coverage are constantly changing.

To stay competitive in the marketplace, a business must choose a program that works today and into the future. From initial plan analysis, recommendation and selection to implementation, enrollment and support, CGI Benefits responds and functions on a daily basis as a valued extension of our clients' benefits departments.
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CGI Benefits is your source for all employee benefits needs. The cost of benefits continues to climb. To stay competitive in the marketplace, a business must choose a benefits program that works today and into the future. The process begins with an analysis of your current benefit design. Utilizing this information we will prepare a customized program with recommendations on the most effective ways to reach your objectives.
When you or a family member need medical care, the PPO encourages you to use a family doctor, specialist or other provider from within their preferred network of providers. You also have the choice of using a non-network provider utilizing the out-of-network discounts. Simular to a PPO, the POS also encourages you to use a family doctor, specialist or other provider from within their preferred network of providers.
Aetna is one of the nation's leading providers of health care, dental, pharmacy, group life, disability and long-term care products. Aetna serves more than 13 million medical members, 11.4 million dental members and 11.8 million group insurance customers.

Blue Cross and Blue Shield of North Carolina is a leader in delivering innovative health care product services and information to 2.7 million members, including 436,000 served on behalf of other Blue plans.When you hear "BlueCross BlueShield of South Carolina, " you'll see people nodding in recognition.
Most dental plans come with the freedom to visit any licensed dentist you choose. Dental plans typically cover preventative services such as your check-ups and cleanings, basic services like routine fillings, extractions and major services including crowns, bridges and dentures. Whether you are looking at offering a Voluntary or Employer-Funded plan, we can help choose the ones that's right for your company.
Disability insurance is an insurance product designed to replace part of your gross income should a sickness or illness prevent you from earning an income in your occupation. Disability insurance policies can vary by contract, and it's important to have a quality policy in place.

If you were to become sick or disabled tomorrow and were unable to work for two or three months, would you have enough savings to cover your living expenses during that time?If you don't, short term disability insurance (STD) would be an invaluable resource as you recover so you can get back to work.
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