Carolina Insurance Solutions

Located in the Ballantyne area of south Charlotte, we feel that our centralized location gives you easy access to our sales office. With clients in both North and South Carolina, and soon in Georgia, Carolina Insurance Solutions encourages you to check with us on your current insurance. The choice is yours.

While similar to personal auto insurance, business vehicles require special attention to the type of operations that exist in your business. As a result, you may need additional protections beyond the liability and physical damage coverage that most policies contain.

What if your employees drive their vehicles to the bank or post office on your behalf or better yet, your best customer is in need of supplies that require you to rent a large box truck immediately?Will your current coverage respond to issues such as this? At Carolina Insurance Solutions (CIS), we take the time to ask the right questions and fully understand how each aspect of your operations impacts your ability to grow your business.

The traditional coverage of insuring a building owned by a business person/ entity and/or its movable items inside has quickly changed due to the introduction of the internet. While the need still exists for those brick and mortar businesses, nearly everyone has operations that involve some aspect of "being connected" to the electronic age.

Although not as well known, Commercial umbrellas act similarly to Personal Umbrellas by providing extra layers of liability protection over some underlying policies. From a business perspective, you most likely will need additional liability protection beyond the limits offered in the Commercial General Liability policy, the Commercial Auto policy or even the Employers Liability limit of the Workers Compensation coverage.

Considered to be one of the most important types of coverages, the General Liability policy is one of the most difficult to understand. Yes, it provides liability protection of your business' assets up to the limits purchased when some part of your operations creates a liability to someone else. This could be an injury to another person or damage to someone's property.