Distinctive Mortgages
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Distinctive Mortgages
We have a Referrals-Relationships-Repeat (RRR) business model. To earn these relationships is of the utmost importance. Our philosophy is to treat people the way they want to be treated and to provide the highest level of service. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly.

With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Please remember to get us involved early on in your home-buying process. Starting the process not only gives you a better idea of what you can qualify for, it also gives you a stronger negotiation position when you find the home of your dreams.
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Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details.
Reviews (8)
Gloria Turek
Gloria Turek
Nov 23, 2021
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I have nothing but good things to say about our experience with Gary and Distinctive Mortgages! I always felt guilty emailing questions I had in the evening or on the weekends because he always responded promptly.
Katrina & Dylan Johnson
Katrina & Dylan Johnson
Nov 25, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
As first time home buyers, I can’t imagine going through the process without Elly Stromback from distinctive mortgages. She was so helpful throughout the whole process and worked with us to answer all of our questions. We will recommend her to any of our friends.
Dawn Michelle Crowe
Dawn Michelle Crowe
Jul 17, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Jim, Louis and Alyssa have all been amazing to work with. They take the time to make sure things are done right and they truly care about educating their clients. They respond quickly to requests and I have had many successful transactions with them.
Samantha Salmon
Samantha Salmon
Mar 11, 2020
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Amazing company to work with and have helped us with 2 homes! Easy to work with and great communication!
Dawn Michelle Crowe
Dawn Michelle Crowe
Mar 11, 2020
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I have worked with Jim for years. He treats clients with respect and he is truly an educator at heart! He will look out for your best interests and will get the deal done for you. I have had many happy clients who have worked with him. He is down to earth and funny too!!!
Rachel Streiff
Rachel Streiff
Aug 28, 2019
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Elly is so kind and knowledgeable. She helps her clients in educating them throughout the loan process so they feel comfortable and cared for at all times!
Kelly Arvidson
Kelly Arvidson
Aug 04, 2019
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As a realtor, I know what people are looking for when they're looking for a good lender. I also know what a realtor is looking for in their client's lender. Elly Stromback and I have done numerous transactions together and she is a true professional. She really takes the time to talk with her clients to figure out what the best loan product is for their situation. She is very patient and recognizes that the process of getting approved for buying a home can be very hard for people to understand. She does a great job from start to finish and I highly recommend her!
Justen Stepka
Justen Stepka
Aug 16, 2018
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Nicest group of people you could ever ask to work with on such a big life moment!