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My realtor put me in touch with Chris Armantrout for a home loan. We just closed last week. While all the professionals we worked with were good, Chris was the standout. He is courteous, professional, intelligent, knowledgeable, and responsive. He spent a lot of time on the phone with me during the loan process, answering questions and explaining without talking down to me or rushing.

I could count on Chris to do what he said he would do, and to keep me informed at each turn. Definitely the kind of person you want to work with during the home buying process. Chris exhibited a hard work ethic from the word GO! He always kept me in the loop and responded with an email or text very promptly.
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We saw a need that the local banks were not fulfilling, and decided to step up as our area began to flourish and grow. The name and mission of our company came from an adventure that began in the fall of 2018. One of our friends 'drafted' four of us to help with the relief effort immediately following Hurricane Michael, a rare Category 5 storm, which had slammed into the coast of Panama City, Florida.
We just finished our refinance with Valor Mortgage and I can't brag enough how Chris and his team! They guided us through every step and took care of us along the way, taking extra time to make sure we got the best deal for our family's future. Chris, again thank you so much for your patience, help and knowledge through our refi!
Reviews (15)
Jonathon C.
Jonathon C.
Nov 30, 2021
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Chris with Valor Mortgage did an excellent job helping us buy a home. He had competitive rates and was always professional. He was also very responsive, which was very appreciated. There was an issue with the seller's title that came up a day before closing, and once the seller got that fixed, Chris and his team were able to adjust the documents and quickly get us through underwriting, so that we could still close on-time.
David Rosen
David Rosen
Jul 31, 2021
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Chris worked with me to make the process smooth from beginning to end. Excellent communication. Immediate responses to any questions. Quickly found a creative solution when an issue came up. (The issue was due to an oversight on my part). Ultimately got me funded very quickly. I will highly recommend Chris / Valor Mortgage to friends & family.
Wade Braun
Wade Braun
Jun 20, 2021
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Valor Mortgage was able to get me in to start working on a refinance the same day I inquired. The whole process was smooth and simple. Chris was super helpful and patient explaining all the details. We will definitely be using Valor for any of our future needs.
Jamie Dean
Jamie Dean
Apr 20, 2021
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Chris and his team at Valor Mortgage made our refinance experience so simple and easy. They definitely understood the demands on our time and our busy work schedule and made coordinating our refinance an easy experience. We were able to lock in our rate and get our deal wrapped up in what felt like no time at all. I would highly recommend this business to anyone looking for a lender!
Kate Estella Walter
Kate Estella Walter
Apr 08, 2021
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Chris was very helpful with our home refinance. He explained the process clearly, answered questions quickly, and I felt very comfortable doing business with him.
Justyn Emmons
Justyn Emmons
Mar 16, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Valor Mortgage is the place the go! Chris helped make the whole process easy to understand and he explained everything I could have needed to know. He has my complete trust and a loyal customer! We had our financing for our new home completely done and cleared to close in 16 days!!
Jake Burton
Jake Burton
Mar 02, 2021
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Chris was so great to work with!! We had already started talking to someone about refinancing, but decided to talk to Chris to see if he could get anything different. Not only did he get us a better rate, but cheaper closing costs, and more money out at closing!! Very highly recommended!!
Steven Tate
Steven Tate
Feb 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very hard working man. I greatly appreciate all that you and your team did for me and my family. If anyone needs a reliable, on time loan officer Mr. Chris Armantrout is your go to man. Thanks again best wishes to you and your team!!
Teresa Strickland
Teresa Strickland
Feb 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
If you need a mortgage or refinance this is the guy to see. Chris walked us through the planning stages and led us through the entire process. You’ll always know your options so you can make good decisions. Everything done in as timely a manner as possible. I highly recommend.
Tiffany Patana
Tiffany Patana
Jun 04, 2020
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Chris and his team were nothing short of amazing! This was my first time ever doing a refinance and they walked me and talked me through everything and made sure I understood everything and saved me so much in interest and payments per month. I highly recommend him and his team. They were a dream to work with and made the steps so easy, especially through Covid. I never had to leave my house! The process was fool proof. They were amazing. 10/10 review!
Rachael Walker
Rachael Walker
Mar 30, 2018
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Chris is so easy to work with, he communicates every step of the buying process in a very clear and tangible way and the whole house buying process is less daunting with him on your side! Thanks again, Chris!
Jennifer Bradley Morris
Jennifer Bradley Morris
Feb 15, 2018
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Chris was amazing to work with! He was quick to get us pre-approved and even quicker with getting us to the closing table! Thank you so much Chris! I would highly recommend Christopher Armantrout to anybody looking to purchase a home!
Phil Lizak
Phil Lizak
Nov 28, 2017
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Christopher was so helpful and always available during our mortgage process. He even helped us out on the weekend. He was always on top of things and we NEVER had anything overlooked. We always had all required paperwork well in advance. He was fantastic!! I would highly recommend him to anyone.
Jessica Ormsbee
Jessica Ormsbee
May 10, 2017
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Chris and his team made buying a home feel like a breeze. It was smooth and absolutely amazing. Thank you for putting in the effort and I loved the videos sent through out the process allowing me to be In the know with everything! I can't thank you enough. 😊👌
Norman Gustafson
Norman Gustafson
Apr 18, 2017
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My wife and I can't thank Chris enough for all his help in the process of buying and closing on our new home! From start to finish the process was a great, due to Chris staying on top of things through emails and constant communication! I highly recommend Chris Armantrout and the Lending Hand Mortgage team!