The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration, a federal agency.
We are pleased to welcome into our field of membership home schooled students in Delaware, Otsego or Chenango Counties, New York, who follow an individualized home instruction plan meeting state requirements! Please tell your neighbors, friends and relatives! Members of the Board of Directors and all committee members are volunteers who serve without pay.
We are pleased to welcome into our field of membership home schooled students in Delaware, Otsego or Chenango Counties, New York, who follow an individualized home instruction plan meeting state requirements! Please tell your neighbors, friends and relatives! Members of the Board of Directors and all committee members are volunteers who serve without pay.
Services
The dividend rate is declared periodically by the Board of Directors after providing for expenses and reserves. Dividends are paid at a rate competitive with other financial institutions. Our youth accounts offered here, are a great way for your children to save and get established with a financial institution, and it's FREE to open one!
We offer checking accounts with no minimum balance or monthly fees and the first book of checks is free!. The Credit Union provides a monthly statement of transactions so you may regularly reconcile your account. There will be a $30.00 fee for returns against your account. Our partners at Main Street, Inc will make the process of getting new checks easy and quick.
We also offer Student Mastercards (and debit cards), with a parent signing as guarantor and credit limit of $1,000.00. If you wish to check your balance or talk with a Credit Card Representative after office hours please call 1-800-872-1712. There are no "monthly fees" associated with our debit card.
Have your whole or partial paycheck directly deposited into your account at Chen-Del-O! We can also set up payroll deductions so your paycheck can go to your loan payment, checking, club account, share savings account, or any other account you hold here. Please contact us for directions on how to get this set up today!
Make Deposits from anywhere your phone will take you with our Chen-Del-O FCU Mobile Homebanking APP. Select the account you would like it deposited to (can only be a share draft or share account & once it is deposited to your account you can transfer it to make loan payments or deposits to clubs etc.).
Reviews (6)
J. D. Crazyx
Jan 05, 2022
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Mark Bennett
Feb 16, 2021
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We are new to Franklin, and my spouse was in need of a notary. The challenge was that we were emailed the documents to be notarized, yet we don't have a printer. She went to Chen-Del-O on Main Street, and everyone there was very helpful + supportive, even though we are not members. They were able to print out the document for her, execute the notarization, and even scan + email the notarized document back to us. This was above + beyond great service. An excellent experience from first contact by phone to buttoning down the process. Thank you to Emily, Angela + the teller (sorry we did not remember
Bob Loblaw Esq
Dec 13, 2020
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I’ve been a customer of Chen-del-o since I was teenager. They have always taken care of me and my family. It’s nice that there’s still businesses out there actually cares to help their customers, and treats them as people not just a bottom line, in a world where that is is increasingly rare. They are always pleasant, and willing to find avenues to help. It is a fantastic organization.
Robert Finnegan
Jul 27, 2019
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Jim Pierce
Jun 20, 2019
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Deborah Fox
Nov 21, 2016
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