Shank & Associates Insurance

Big to small, local to national, family-managed to publicly-traded - every business is distinct with its own set of unique hazards. Ensuring that your business' risks are covered correctly is essential, which is why partnering with an insurance expert that understands the perils your business faces is so vital.

Your property can be a vital asset to the flow and functionality of your business. Without property coverage, a loss could cause significant damage to the longevity of your business. This coverage comes in many forms to suit your specific needs. Before purchasing coverage, take a complete inventory of all your business property to determine how much you need to insure.

Workers' compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident.

Workers' compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle claims, evaluate impairments, settle disputes, provide benefits and control costs.Talk to one of our professionals for more details in your state. During the 19th century, the number of individuals joining the workforce grew exponentially.

Whether you are driving to a job site or hauling freight across the country, commercial auto coverage is important to have in your risk management program. Commercial trucking: We offer various commercial trucking coverages for those in the commercial transportation industry. Talk to an agent to learn more.

Builder's Risk Insurance (also known as Course of Construction Insurance) covers property damages that occur during the construction phase of a property. Protect your property from claims not covered by property insurance commercial general liability coverage. Property insurance policies exclude coverage during the course of construction.