Going through the process of obtaining a mortgage loan can be stressful, arduous and downright not fun. But it doesn't have to be. I work a little different. I offer a personal touch that is lost in today's busy world. I'm not a salesman, I'm a loan originator. Most loan officers spend their time finding clients but the actual process gets put in the hands of a processor or even several processors.
When I handle someone's mortgage loan I'm the loan officer and processor. I'm the one that cares and I handle every part of the transaction from the first introduction to the day the loan closes. Timing is everything in this process and making sure everything gets done when it's supposed to is key.
When I handle someone's mortgage loan I'm the loan officer and processor. I'm the one that cares and I handle every part of the transaction from the first introduction to the day the loan closes. Timing is everything in this process and making sure everything gets done when it's supposed to is key.
Services
My name is Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time and money. I'm an independent broker with direct connections to a multitude of lending institutions.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. All City Mortgage, LLC strives to ensure that its services are accessible to people with disabilities.
All City Mortgage, LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.All City Mortgage, LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
All City Mortgage, LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.All City Mortgage, LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Reviews (3)
John Carpenter
May 25, 2021
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We recently refinanced our house with Josh. He got us an incredible rate that was lower than we expected, then surprised us a few days later after figuring out a way to get it even lower, with less closing costs. He was so much easier to work with than a bank (which I've always used in the past). I recommend Josh to all of my friends, and will definitely go back to him for our next mortgage.
Chad Steward
May 25, 2021
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Graeme Kuusela
May 16, 2021
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