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Take this opportunity to learn more about home buying and the mortgage process. You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants. Compare the differences of the loan types available to find the one that is right for you.

You will find information on 30 year fixed, conventional loans, jumbo loans, super conforming (conventional jumbo), FHA and VA loans. We have put together some helpful information and mortgage calculators to help answer any questions you might have. If you would like to get a free quote with no cost and no obligation, please fill out our short application.
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Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site, you will find information that will help you with the purchase of your new home. Down payment: Typically ranges from 3-30% of the cost of the house.
Monthly payments based on a 30 year repayment schedule. Provides veterans with flexible lending options and loan security. The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter. The rate stays fixed for the first 5 years, and then adjusting for the remaining 25 years.
Here are some answers to some commonly asked questions. If you have any questions that aren't listed, contact us at 206-406-5421. You can email us at randy@hometrustloans.com. I can't afford 20% to put down on a house? Do you offer Custom Loan programs? Can I use some of my IRA or 401(k) plan for a down payment?
Reviews (2)
Tyro Cub
Tyro Cub
Apr 18, 2021
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I just completed my second value-added refinance with Randy this week, on the same home. First contact to closing required only 14 days. Compared to paper faxing years ago, the fully electronic process was faster and easier than finding and buying my wife's van. Randy quickly found us a rate at the low end of the bankrate.com interest range. Randy informed us, and effectively facilitated, each smooth decision point of our refinance.
Daniel D.
Daniel D.
Aug 08, 2020
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Randy was beyond professional and attentive through the entire process. Best guy you can go to in the business.