A purchaser or borrower in a transaction related to real estate in the Commonwealth shall have the right to select the settlement agent to provide escrow, closing, or settlement services in connection with the transaction. The seller in such a transaction may not require the use of a particular settlement agent as a condition of the sale of the property.
Factfinders Title & Settlement and Foxxview Title & Abstract are licensed Title Insurance Agencies and Registered Settlement Agents in the State of Virginia. Factfinders & Foxxview Title and Settlement Companies are proud to partner with Stewart Title Guaranty, Old Republic Title, E-Closing, WFG Title Insurance, and Secure Insight.
Factfinders Title & Settlement and Foxxview Title & Abstract are licensed Title Insurance Agencies and Registered Settlement Agents in the State of Virginia. Factfinders & Foxxview Title and Settlement Companies are proud to partner with Stewart Title Guaranty, Old Republic Title, E-Closing, WFG Title Insurance, and Secure Insight.
Services
FactFinders Title and Settlement and Foxxview Title and Abstract companies provide purchasers, sellers, refinancers, real estate agents and loan officers with the most knowledgeable, capable and courteous service in the State of Virginia. We are a one stop shop for all services and products needed to complete the homeownership dream!
Title professionals also conduct the settlement and/or closing of the property sale or refinance. For most transactions, the process requires more than 100 time-consuming steps. These might include reviewing the contract or closing instructions, depositing loan funds, paying off prior mortgages, coordinating property inspections, preparing HUD-1 settlement statements, among many others.
The most accurate description of TITLE is a bundle of rights in real property. A title search is the process of determining from the public record just what these rights are and who owns them. A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) that he or she is paying for.
Factfinders and/or Foxxview Title and Settlement will need a copy of the fully ratified Real Estate Contract, including signature receipt of the Earnest Money Deposit, along with your clients' contact information, to begin to process the closing. Please provide this a minimum of 2 weeks prior to the closing date.
A buyer's agent will represent only you and have a fiduciary responsibility to look out for your best interests. Buyer's agent may ask you to sign a buyer's broker agreement, but it is the seller who pays the commission. Ask your agent for a referral to a mortgage broker, but also compare rates offered by your own bank and / or credit union.
