Universal Insurance Agency
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Universal Insurance Agency
We shop, you save. When it comes to insurance, Universal Insurance Agency, an independent insurance agency in Dayton, Ohio ensures the most your money can buy. An average of three out of five eligible uninsured Americans can access $0 plans after advance payments of tax credits and an average of four out of five current HealthCare.gov consumers will be able to find a plan for $10 or less per month after advance payments of tax credits.

Call or get a quote today! Universal Insurance Agency offers insurance for Homeowners, Renters, and Landlords that have different policies for the type of structure that you currently own or live in. Whether it is a house, apartment, mobile home, or something else -- we've got a policy to fit your needs.
Services
Why go to multiple different places looking for car insurance? Make one call to us and we'll handle it all. We are conveniently located in Dayton, next to the Englewood Bureau of Motor Vehicles (BMV) Office. Get your SR-22 / Auto insurance from us and update your car title, renew your registration, and get your driver's license from the BMV next door.
Home and Renters insurance comes in many varieties and can cover many risks - including theft, fire, weather, and more. Each policy can be created to fit your needs and protect the things that are important to you. Different policies can also cover different structures. Whether it's a house, mobile home, or apartment - we've got something to fit every need.
Universal Insurance Agency of Dayton, Ohio, works closely with you to help you find the most complete and affordable health insurance coverage available. These policies pay up to $500,000 and/or up to $1500 a month, as defined by the policy. As soon as you receive the diagnosis of a critical condition, you can immediately receive the income.
If you are under 65 years of age and need help with major medical insurance, call today to make an appointment for a free personal consultation to learn how we can provide for all of your health insurance needs. Powerful benefits including prescription drug benefits and hospital, emergency room and outpatient care.
Medicare law was signed in 1965 to provide health insurance coverage for certain U.S. citizens or permanent U.S. residents. This program is administered by the Centers for Medicare & Medicaid Services (CMS), an agency of the U.S. Department of Health and Human Services. Medicare Part A & B, or Original Medicare, includes deductible and coinsurance.
Reviews (9)
Harley Quinn
Harley Quinn
Oct 06, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
He was very friendly and helped me get back on track with my insurance and found me the best quote. Would highly recommend this company.
Kayden
Kayden
Jul 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Robin was very friendly and helpful. Works with you and helps get the best policy for you! I highly recommend!
P. Jordan
P. Jordan
Nov 15, 2019
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Great Customer Service! In search for a new Auto and HomeOwner insurance and Mosharraf was able to find options with more coverage and over $200 less expensive than Allstate. He went through the plans line by line and answered all my questions. Very pleasant to work with. I learned a lot about insurance my Allstate agent never bothered to tell me about.
Chad Eshman
Chad Eshman
Aug 29, 2019
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Called from different city, BEST prices from over 10 other companies that I called!! Great customer service!!
Candice Crouch
Candice Crouch
Jun 29, 2019
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Universal help me when i needed it most. There customer service is beyond great. I would recommend this insurance company to anyone i know. If you need help with car insurance or any insurance this is the place to go. There great with meeting your need's
Bradley Roark
Bradley Roark
Dec 31, 2017
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The lowest sr22 bond around... Very helpful n knowledgeable when it comes to insurance... Quick n very professional... Highly referred..
Am
Am
Nov 06, 2017
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I am highly satisfied with their service. Agent Mosharraf Siddique is a great guy, very professional and helpful with great knowledge about insurance. What I found about this company is, this agency believes in making a long term relationship with customers, so they always try to give best rates with good service. I had been paying over $70/month for my car insurance over a year(liability coverage only) which I bought online by myself from a well known company. But guess what, got a great rate less than $45/month for the same coverage plus comprehensive with the same company. Isn't that great?
Michelle
Michelle
Sep 24, 2017
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I was so impressed and pleased with Universal Insurance Agency. They sat down with me to review my needs and coverages, took extra time to answer all my questions, and put in the extra work to find me the lowest price available.
The office is in an accessible location, right next to the BMV , which is really convenient. I am a truly satisfied customer.
Tambor Rico
Tambor Rico
Jul 30, 2017
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I have rated the company 5 stars. He has been my agent over 5 yrs. He is such a wonderful man to do business with. My son bought another car that he wanted full coverage insurance on and keep Liability o the other car. If it was not for my agent we could not afford the insurance. My agent is a genius. He is very understanding of your situation and willing to accommodate you. When I went online to Nationwide they gave me a very high quote. I wasn't trying to leave my agent because he is pleasant and honest to do business with. I called him to see whether he could lower his price because I didn't