As a locally owned and operated insurance agency in San Ramon, CA, Steven Hom Insurance Services, Inc. is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients in managing and planning for all types of risk.
Our team of insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. You'll be paired with a professional at Steven Hom Insurance Services, Inc. who will work to ensure that you receive personalized attention you deserve.
Our team of insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. You'll be paired with a professional at Steven Hom Insurance Services, Inc. who will work to ensure that you receive personalized attention you deserve.
Services
Abandonment Clause:A clause often contained in a property insurance policy stating that the insured cannot abandon damaged property and then file a claim with an insurer. Absolute Liability: The liability for damages even though fault / negligence cannot be proven. Accidental Death Benefit: An additional paid death benefit in addition to the face amount value of a life insurance policy.
If you have a claim to report, you can take advantage of the insurance carriers' 24/7 Claim Support Service to report a claim directly to the insurance company claim department or you may contact our office here. By reporting your loss directly to the insurance company, they can begin to handle all aspects of your claim and get you the help you need when it matters most.
When shopping for insurance, most people are unaware that there are different kinds of agents they can work with. Choosing the right one can make a big difference in securing the best combination of price and value. With a captive insurance agent, you only get the guidance of one company that sells one brand of insurance.
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
Life insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family if you are no longer around by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company. Life insurance can also provide benefits while you are living.
Reviews (10)
Jacob Niles
Oct 23, 2021
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Bill Stoll has been my insurance agent for about three years now and has been nothing short of excellent. He always has reassured me that my wife and I were in good hands when it came to auto/renter insurance. With the highest level of professionalism and integrity, Bill continually takes the time to educate us on policy details and how the process works.
The reason I write this review is to convince you all to stick with Bill and Steven Hom Insurance Services. Since I will be attending nursing school full-time pretty soon, my wife and I were looking at a number to save more money since I won
The reason I write this review is to convince you all to stick with Bill and Steven Hom Insurance Services. Since I will be attending nursing school full-time pretty soon, my wife and I were looking at a number to save more money since I won
Alton Lo
Apr 18, 2021
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I transfered my insurance from another company to here a few years ago because I was not satisfied with the service . Customer service here is excellent and have way exceeded my expectations. They are responsive and take time to go through your policy to make sure we are getting the best policy for our needs. Special Thanks to Carrie who has helped us from the very beginning!
Steve Block
Apr 07, 2021
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Molly Downing
Apr 07, 2021
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Mr. Steven Hom is the answer to everyone's wishes for an insurance company. His kindness beats all. He genuinely cares for his clients, not for the money. He maneuvers his business to benefit his customers. Compare him with the swindling that's out there. We have experienced many situation with insurance companies & Mr. Hom was an amazing solution. You can't beat his professionalism with a grand heart. Thank you Mr. Hom!!!!
Tomo Fukumoto
Apr 05, 2021
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Joseph Reyes
Mar 25, 2021
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Thanh Dinh
Mar 23, 2021
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Wow!! this agent helped me find a way to leave a legacy for my loved ones and help secure my retirement income! Just the thought of getting tax free money once I retire through the legacy policy is liberating! Talking about being able to enjoy life with a second income at retirement. Can't beat that. Definitely require some discipline on my end for monthly contribution but totally doable. Agent was knowledgeable and willing to work with your budget. Thanks SH Insurance !
Renee Bacchini
Mar 21, 2021
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Murthy V.
Mar 19, 2021
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Kaylin Jones
Mar 16, 2021
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