Shane & Associates is an independent consulting firm charged with serving the needs of businesses and individuals in the quest to implement stellar healthcare plans and facilitate the thoughtful prudent design and implementation of effective and tangible goal-oriented retirement planning.
With a combined practice history exceeding seventy-five years, the principals and consultants at Shane & Associates take a team approach to addressing the particular challenges and goals of its' business and individual client partners.In one form or another, the dizzying world of healthcare reform is with us all to stay.
With a combined practice history exceeding seventy-five years, the principals and consultants at Shane & Associates take a team approach to addressing the particular challenges and goals of its' business and individual client partners.In one form or another, the dizzying world of healthcare reform is with us all to stay.
Services
Shane & Associates specializes in the thorough and precise practice of assuring businesses and individuals that they are insured at optimum conditions relative to coverage and pricing for their specific needs and priorities.
In this day and age, benefits and retirement planning consulting are substantially aided by numerous dynamic tools and resources that assist us in not only providing unique web-centric employee access portals but also permit us, for example, to leverage the benefits of fundamentally sound wellness programs in reducing premium hikes below "trend"---the staggering annual increases that carriers like to visit upon their insureds each year at open enrollment.
In this day and age, benefits and retirement planning consulting are substantially aided by numerous dynamic tools and resources that assist us in not only providing unique web-centric employee access portals but also permit us, for example, to leverage the benefits of fundamentally sound wellness programs in reducing premium hikes below "trend"---the staggering annual increases that carriers like to visit upon their insureds each year at open enrollment.
We make finding affordable insurance easy. We shop the market for the a provider who will both fit your needs and meet government requirements. Disclaimer Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
What kinds of health insurance are there? There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
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