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Leap | Carpenter | Kemps Insurance Agency
Grow your business and protect your family with award-winning support and decades of experience and expertise by your side. California residents and businesses are faced with unique and everchanging risks and exposures. Our team of insurance experts has decades of experience developing comprehensive insurance and risk management programs that protect our client's interests.

While we've helped businesses in a variety of industries with tailored insurance and risk management solutions, we've developed a deep understanding of three key industries. From crop perils to water shortages, we understand the unique challenges California agribusiness face, and we've got your back.
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Ed Leap founded the company in 1947 as a well-respected and decorated World War II veteran. Many of the relationships and values that he established are still intact today, passed down from family member to family member. Today, LCK continues the tradition of customer service and integrity that was established by Ed Leap over a half century ago with the addition of Bob Carpenter and Mike Kemps.
The Leap | Carpenter | Kemps Insurance Agency team is comprised of industry experts with years of experience developing comprehensive risk management plans that protect our clients interests.

Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
At Leap | Carpenter | Kemps Insurance Agency, we like to say we're large enough to serve you well, and small enough to provide the personalized customer service on which our name and reputation were built. If you are a potential or existing customer looking to upload documents for your agent, please use our Secure Contact form.
Securing the appropriate Business Insurance needs to be at the top of your business planning agenda. Even if you haven't had a claim in recent history, you know it's not a question of if but when. Mistakes will happen because employees are human.

Even if your operations are flawless, a disgruntled customer, client, employee, vendor or investor will eventually claim you harmed them by falling short in terms of product, service or quality of advice.Lawsuits can quickly run into six figures in legal fees, never mind damages you might have to pay.
Employee Benefits are a major factor in a job seeker's decision about whether or not to accept an offer of employment, according to research reported on by Glassdoor, Monster and the Harvard Business Review. Leap | Carpenter | Kemps Insurance Agency can help your company provide a competitive, attractive benefits package without breaking the bank.
Reviews (8)
John Chetcuti
John Chetcuti
Dec 03, 2021
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Excellent customer service by Account manager Dawn Marquez! Thanks Dawn!
Cari Aldrich Bigler
Cari Aldrich Bigler
Apr 01, 2020
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Susan Cozzitorto was extremely helpful, timely and easy to work with. Thank you so much for helping us with our insurance needs, Susan! I would definitely recommend this company!
Glenn Kangiser
Glenn Kangiser
Feb 11, 2020
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This is one insurance agent that I can truly say earns my trust. Over the years I had to change agents every couple of years as they typically started increasing prices because they thought I wouldn't notice. About the time they thought they had me, I had to dump them.
Lourdes Banchero handles most of my business dealings there, and she always… looks out for my best interests. If you are looking for a reliable agent, try Lou or her associates at LCK.
I made this review voluntarily on my own. I was not asked to. I just want others to be able to have a good agent as I now do, after so many
Maureen Flanders
Maureen Flanders
Feb 21, 2019
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I certainly appreciated the personalized attention that is hard to find these days. Donna has always gone out of her way to make sure that we had all of the information we needed to make educated and informed decisions. Thank you!
Yolanda Rene
Yolanda Rene
Sep 27, 2018
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LCK is a great place to work! There is nothing we can’t do! If you have any insurance needs- please give us a call!!! Thank you!
Melinda S. Leathers
Melinda S. Leathers
Sep 28, 2017
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Community Insurance Company. Several of the owners and employees have severed and continue to serve the Merced community. We care about you and your business.
Ashley C.
Ashley C.
Jul 08, 2015
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Donna Nichols, their health/life rep, is amazing! She has been in the business for a long time and is a lovely, honest person. If you need help choosing health or life insurance (your your self or business), she's the best!
Ric K.
Ric K.
Apr 02, 2012
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Leap, Carpenter, Kemps is the place to get insurance. They have handled my personal and business insurance for years. Their outstanding customer service and competitive pricing keeps me renewing with them.