Filip Insurance Service

Hello, my name is Rick Filip and I appreciate your interest in my services. As an independent broker, I am able to provide the best options at affordable rates for my clients. It would be a pleasure to assist you with your insurance needs. We are certified to help you understand your options on and off the Federal Exchange.

We can help you enroll in ACA approved plans for 2021 either with a subsidy or without a subsidy. Note: BCBS is the only carrier in Texas to offer permanent individual coverage, under 65, to everyone in all 254 counties. AETNA, CIGNA, Humana, and United Health Care are not offering permanent individual coverage, under 65 in Texas.