Money matters, so our low-rate guarantee attracts clients, but low rates aren't why they return. According to our reviews, when our clients refinance or buy again, they typically return because of the way we treat them. Closing is often the most stressful part of the loan process. While some of the contributing factors are difficult or impossible to avoid, we have tailored a process and assembled a team with a track record of closing quickly.
Legacy Mortgage Group guarantees the lowest mortgage rates in Texas. So, feel free to rate shop first and then give us a call. Our goal is for our clients to rest knowing that the rate we quote is the best they'll find. Legacy was recommended to us by our real estate agent back in 2008. We were first-time home buyers and Derek was our loan officer.
Legacy Mortgage Group guarantees the lowest mortgage rates in Texas. So, feel free to rate shop first and then give us a call. Our goal is for our clients to rest knowing that the rate we quote is the best they'll find. Legacy was recommended to us by our real estate agent back in 2008. We were first-time home buyers and Derek was our loan officer.
Services
Following a bad refinance experience, Derek started Legacy in 2001 to make sure you love your loan process. Throughout 13+ years in the financial and banking industry, Jason has aimed to give his clients superior experiences. After working in ministry for almost 15 years, Chris joined the team to guide his clients to wise financial decisions.
A : Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Reviews (12)
Eric Rivera
Feb 11, 2021
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If you aren’t working with legacy mortgage group you’re missing out on a great opportunity. Lee Reynolds is an amazing guy to work with. He’s takes the time to walk you through everything out there and super knowledgeable of his industry. If you’re unsure on what the right loan for you is, you need to contact Lee! He will make sure you get the best rate for you and your family! 10/10 would recommend Lee.
Cassidy Kirkpatrick
Aug 27, 2020
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Derek, Krislyn, and Shannon helped us out tremendously and went way above and beyond to ensure great communication during the whole process. We had a bad experience with a previous mortgage company, but they came in and save our day. I would recommend this team to anyone. They earned lifetime customers and we will be recommending them to everyone!
Carrie DeHart
Jan 13, 2020
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Kalista Wilson
Nov 12, 2019
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We just bought our first house ever - and used Legacy Mortgage Group! They made everything so easy and stress free throughout the whole process! From start to finish, they took care of everything and answered any and all of my questions. I was clueless to the whole loan process but they reassured me that they had my back and kept me in the loop the whole time through emails and texts. I will definitely be using them again! Thank you guys!
Ashley Docherty
Aug 13, 2019
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Britnee Jonathon Costner
Aug 09, 2018
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Matt R.
Jun 07, 2018
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Chris Boddy
Feb 24, 2017
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Amy Fewell Drake
Jan 04, 2017
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We used Legacy Mortgage Group to finance each of our two homes, and loved the experiences. They were easy to get in touch with, available to answer any and all questions for us and looked out for our best… interests. And now we work with them! Such honest people, who have integrity and a heart to serve people. So grateful to be a part of Team Legacy!
Taylor Jervis
Jan 04, 2017
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Danny B.
Oct 25, 2014
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This is an outstanding group of mortgage professionals who get the job done. As a Realtor it's tough to find a mortgage company which will service your clients in a timely and professional manner and not gouge them with fees. We have used Derek and Jason dozens of times and our clients always receive the same outstanding service.
Chad Barnes
Oct 05, 2014
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