Fairless Credit Union
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Fairless Credit Union
Spirit Financial Credit Union was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union's expanded legacy of serving the financial needs of various other employee groups throughout the community.

In 2005, our charter expanded again to include members of the Bucks County community. We began using the name Spirit Financial Credit Union in 2016 to reflect our vision of helping this diverse community to achieve personal financial growth throughout all stages of life. Credit unions are member-owned, not-for-profit financial institutions with member-elected, volunteer board members.
Services
If you have a checking account at another financial institution, chances are you may have a minimum balance requirement that will keep you from being charged a minimum balance fee. Not to mention having to decide between lists of complicated checking account options.

Open your Spirit Financial Simply Free Checking Account today and enjoy no fees, no minimum balance requirements, no gimmicks and the simplicity of one uncomplicated checking account, because one is all you need!HAVE QUESTIONS About Spirit financial's Simply Free checking account?
A savings account with a minimum balance of $5 is all that's required for Spirit Financial Credit Union membership. This $5 represents your share in the ownership of the credit union and allows you to gain access to all of our valuable products and services. Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month.
Open a higher interest money market account at Spirit Financial Credit Union. We want to help you reach your financial goal faster with a money market account. Whether you're saving for your children's education, for a down payment on a new home, or just planning for a rainy day, you can watch your money grow in a Spirit Financial high yield money market account.
It's best to plan now for a financially secure future. The earlier you start saving by opening an Individual Retirement Account (IRA), the faster you will reach your investment goals. At Spirit Financial, we offer three options, Traditional IRA, Roth IRAs, and Coverdell Education Savings Accounts.
Saving for a dream vacation just got easier. A Spirit Financial Credit Union Vacation Club Account takes the last minute financial stress out of your getaway, by helping you plan in advance for those big trips. Deposit funds into your account at your own pace throughout the year, and when the time comes to go on vacation, you can do it worry-free.
Reviews (10)
Joseph Kenzo
Joseph Kenzo
Aug 26, 2020
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Spirit Financial Credit Union is it very good bank customer friendly. only downfall is about their ATM machines it's not Network what the other ATM for deposits for deposit or cash like most of other banking industry are you cannot go to any network ATM the make it deposit you have to go to a local branch to make a deposit for your account
Paula Puliti
Paula Puliti
Dec 22, 2019
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I have been a member of this credit union for over 30 years and have always gotten the highest quality service from each and every member of the staff. They know my situation, my family's situations and are top notch when it comes to answering our questions, giving information or advice. The service is second to none. I will always have my accounts through Spirit, their service is so much better than big banks.
David Sheppard
David Sheppard
Dec 01, 2019
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Spirit financial credit union has been so good to me I can't express that enough in this review. When you join spirit financial they take the time to make you not only feel part of the club but also make you feel like you've become part of a close family that will do All that they can to help you and leave you feeling safe and secure with every transaction. I seriously recommend becoming part of the the Spirit financial credit union family as I have, the benefits are just the beginning. Thank you Spirit financial.
Libby Dick
Libby Dick
Sep 25, 2019
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I have belonged to this credit Union since the Fairless Hills years and I have the utmost respect for everyone employed there. I've done many transaction through out the years and never had a problem with anyone. I've especially enjoyed my time with Ms. Angela with the many loans she has helped me with. She now is working behind the scenes and will be missed!
Rich S.
Rich S.
Sep 19, 2019
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Spirit Financial Credit Union has been nothing but helpful and professional for any needs that may arise. Beautiful branch location with coin counter and a Keurig machine if you’d like a cup of coffee. Someone gave this a bad review about being closed on Sundays but they have remote deposit and free ATM at the branch. I would recommend and have recommended in the past.
Steve Efaw
Steve Efaw
Sep 06, 2019
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I've been a member of this Credit Union for almost 15 years. They have always been extremely professional & have helped me with numerous loans & other finical questions/needs when i was younger & unsure of what was best. For that alone i will remain loyal to Spirit. The new location, upgraded facility & clean atmosphere are all just additional perks that secure my business even more so.
Jessica Mccormick
Jessica Mccormick
Aug 11, 2019
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SCFU is by far the best bank i have ever joined! they are always so helpful especially since i tend to transfer money to my savings so much that i run out of transfers so i call and they do it for me! never any long lines inside and super quick to deposit/take out money. everyone i have met there is super friendly and do the best to help everyone! thanks for being the best !!
Ted Larsen Jr
Ted Larsen Jr
Jun 30, 2019
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I in have had nothing but an incredible experience with this establishment. The employees are helpful and extremely nice! Their rates are top-notch and could not be beat by any big Bank. I ended up switching over all of my accounts checking, savings, personal loan, and even my mortgage! They far exceed my expectations with customer service, are prompt at returning phone calls, are reasonably quick while being helped in house, and have multiple services to cover all aspects of your financial life. Better hours than some banks and most other credit unions. Couldn't be happier. They offer free coin
Judy Petro
Judy Petro
Jun 29, 2019
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I have been a member since 1973..I have never had any problem or troubles. The staff is always polite and helpful. This is my only Financial institution. I’ve even recommended Spirit Financial credit Union to my family and friends. Proud to be a long time member.
Ivan Traverso Jr
Ivan Traverso Jr
Jun 28, 2019
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I have been with Spirit Financial (previously Fairless) Credit Union for about 10 years, have had 2 auto loans through them and a checking/savings account with them. They have always been friendly and able to take care of me. I just wish I could apple pay. Other than that, all good!