The BirdEye Loans, Inc. Team - We feature a free, up to date and current Real Estate search that will allow you to search just like an agent. There are many places out there to search for homes, the challenge is finding a place that offers current listings, like my website.
All the data is fed directly from the multiple listing service (MLS).As a team we are fully aware of the current market trends and what it takes to get a great deal on a listing, or get top dollar for your current home.When it comes to getting the job done right, you can count on us! We have a lot of connections within the Inland Empire & Los Angeles areas.
All the data is fed directly from the multiple listing service (MLS).As a team we are fully aware of the current market trends and what it takes to get a great deal on a listing, or get top dollar for your current home.When it comes to getting the job done right, you can count on us! We have a lot of connections within the Inland Empire & Los Angeles areas.
Services
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
Reviews (9)
Jacob M.
Aug 31, 2021
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I recently Refinanced my home and as any homeowner will tell you this process can be a nightmare trying to figure out what all the information means, from 30 year fixed to a 15 year fixed, FHA, Conventional, Interest rates, to Mortgage companies. Well that's where Birdeye loans comes in, I had the opportunity to work with John Abril and the process couldn't haven't been any easier. I told John what I was looking for, he crunched some numbers and within a matter of weeks the paperwork was being processed and the refinance was complete. I will continue to use Birdeye loans from this
M. D.
Aug 28, 2021
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John is everything you want in a mortgage broker. He's trustworthy, he keeps you informed and he stays on top of the process with you every step of the way. He was always easy to reach and quick to respond when I had questions. He was always patient with explaining anything I didn't understand and he really took care to make sure I understood everything.
We were refinancing and were considering taking cash out vs just straight refinancing. John ran several numbers for us to help us make our decision. He also checked with a few different lenders to make sure who would offer us the best
We were refinancing and were considering taking cash out vs just straight refinancing. John ran several numbers for us to help us make our decision. He also checked with a few different lenders to make sure who would offer us the best
Lillian L.
Feb 12, 2021
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Dan R.
Feb 05, 2021
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John Apple has produced two loans for me and my partner already. He is phenomenal, fair, and uses cutting technology mixed with a lot of hard work to get things done. Years after he continues to check in, help me with miscellaneous items and save me money. I would recommend John at Birdeye loans over anyone else!
Matthew S.
Jan 12, 2021
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My wife created an account with Redfin just to poke around and take a look at the current homes on the market. As we already owned we were just seeing what was out there. Someone eventually reached out regarding our interest and we advised we were more inclined to refinance. That's when we were put in touch with John Abril and his team. I can't say enough from start to finish how seamless and easy the process was. John kept an open line of communication throughout with constant updates. He presented and laid out a number of different options that met our needs. I have dealt with a number
Edgar Z.
Nov 28, 2019
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Jeff A.
May 02, 2019
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I recently purchased a home. I knew my financing would be tricky and it was going to take someone experienced and knowledgable. I spoke to quite a few lenders before selecting John and either they were shady (would not estimate fees), slow or no response or lacked knowledge.
John is incredibly responsive, extremely professional, personable and knew the intricacies of a 1031 exchange. He got me the best rate.... at least a half-point lower than anyone else and provided a full breakdown of all fees up front. Nothing hidden. He had to overcome incredible hurdles and a major reporting error on all
John is incredibly responsive, extremely professional, personable and knew the intricacies of a 1031 exchange. He got me the best rate.... at least a half-point lower than anyone else and provided a full breakdown of all fees up front. Nothing hidden. He had to overcome incredible hurdles and a major reporting error on all
Corn G.
Jan 10, 2018
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Sandy P.
Apr 30, 2015
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