All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
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Be sure that you DON'T do certain things before applying for a loan and during the loan process itself. Observe the tips below, and your loan experience will be a smooth one. Your loan officer will advise you if it's necessary to pay off bills to help you qualify for a loan. Your loan officer will also show you the best way to pay off bills so that there's proof that the bills have been paid.
Obtaining a new mortgage to replace the original is essentially what refinancing is defined as. People opt to refinancing to allow a borrow to get interests rates. What happens is, the first loan is paid off, which would allow the second loan to be created, instead of creating a new mortgage and throwing out the original mortgage.
I am an extremely knowledgeable mortgage professional, I have been in the finance business for over a decade. I take pride in finding a resolution when other lenders fail. I have helped several clients achieve home ownership and I am relentless in finding home loan to fit my clients needs. Call me for your free mortgage consultation today.
Reviews (6)
Sarah Gillen
Aug 27, 2021
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Annel is the BEST!! This is my second loan with her and she is always available to answer questions, figure things out and she get's it done!
Both my loans had their individual challenges and Annel was there every step of the way to keep things in line and moving ahead. I will continue use her as my go to loan person and to also to recommend her to all my clients!
Both my loans had their individual challenges and Annel was there every step of the way to keep things in line and moving ahead. I will continue use her as my go to loan person and to also to recommend her to all my clients!
Carlos Martinez
Aug 22, 2021
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Vernice Groves
Jul 05, 2021
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Annel is an amazing loan officer who loves what she does and a pleasure to work with. On top of her kind spirit, she’s honest, dedicated, hard-working, and has your best interest at heart. I would highly recommend Annel to my family, friends, and return for future transactions. She truly understands and is sincere even though the most stress-filled moments an individual goes through. She listen, she cares, and does her best to execute her clients plans and wishes. Annel Flores is a TOP 10 Loan Officer for those who are looking for the best. Thanks again Annel…Your the Best!!!
Stephanie Cano
Oct 16, 2020
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Dizzy Mf Production
Oct 13, 2020
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Cesar
Jul 04, 2020
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