A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends.
We'll help you clearly see the differences between loan programs, allowing you to choose the right one for you - whether this is your first refinance or 7th. Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.
We'll help you clearly see the differences between loan programs, allowing you to choose the right one for you - whether this is your first refinance or 7th. Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.
Services
Veterans National Mortgage, an Independent Mortgage Broker, is Your Online Resource for Personalized Mortgage Solutions, Fast Customized Quotes, Great Rates, & Service With Integrity. We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency.
This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment). The benefit of and Independent Mortgage Broker (that's us), is that we shop many lenders that have flexibility in these ratios.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you get decent interest rates. An FHA 203K loan is a loan backed by the federal government and given to buyers who want to buy a damaged or older home and do repairs on it.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Reviews (16)
Oladiran Jacob
Dec 15, 2021
Report
Mrs Patience Adamson is very reliable, trusted and legit when it comes to forex and cryptocurrency trading. A friend recommended Mrs Patience adamson to be one of the best forex and cryptocurrency trader and she’s very good at what she does by earning me $9500 weekly with $1050 Contact her on Email: patienceadamson494@gmail.com WhatsApp :+13236286419
Arthur Anorga
Nov 06, 2021
Report
Positive: Professionalism, Quality, Responsiveness
Alex was the best to work with when it came to my refinance. He was great at getting back to me. Updated me along the process and we closed before 30 days. I was impressed by what they did and offered when it came to my mortgage. If anyone is looking to work with Veterans National Mortgage, ask for Alex and he will take care of you!
Alex was the best to work with when it came to my refinance. He was great at getting back to me. Updated me along the process and we closed before 30 days. I was impressed by what they did and offered when it came to my mortgage. If anyone is looking to work with Veterans National Mortgage, ask for Alex and he will take care of you!
Gino Paplekaj
Nov 03, 2021
Report
Lawrence Lu
Nov 02, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
I refinanced my home with Veterans National mortgage and they did a great job closing on time before I went on a trip with family. Fast closing is what I was striving for and they achieved it. Thank you to Dave, Daniel, Jared and everyone else at VNM!
I refinanced my home with Veterans National mortgage and they did a great job closing on time before I went on a trip with family. Fast closing is what I was striving for and they achieved it. Thank you to Dave, Daniel, Jared and everyone else at VNM!
Garrett Soles
Nov 01, 2021
Report
Positive: Professionalism, Quality, Responsiveness
Thank You Jared for taking care of my wife and I. We were looking to refinance our home and had a great experience. We closed fast and Jared kept us up to date on every step in the loan process. I would highly recommend Veterans National Mortgage to all my friends and co-workers.
Thank You Jared for taking care of my wife and I. We were looking to refinance our home and had a great experience. We closed fast and Jared kept us up to date on every step in the loan process. I would highly recommend Veterans National Mortgage to all my friends and co-workers.
Jeffery Wyatt
Oct 30, 2021
Report
Jenna Luellen
Oct 27, 2021
Report
Elena Luellen
Oct 27, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Thank you Jared for helping us with our Refinance. Veterans National Mortgage did a great job at keeping us informed where our loan was and what was going on. Jared took threat care of us and would highly recommend him to anyone looking to buy a home or refinance their current home.
Thank you Jared for helping us with our Refinance. Veterans National Mortgage did a great job at keeping us informed where our loan was and what was going on. Jared took threat care of us and would highly recommend him to anyone looking to buy a home or refinance their current home.
Arber Papleka
Oct 26, 2021
Report
Kyle Shine
Oct 17, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Veterans National made the refinance of my mortgage a very easy and stress free process. Thank you Jared for your extreme professionalism and extraordinary communication during the process. I feel as if i have been welcomed into the Veterans National family with open arms.
Veterans National made the refinance of my mortgage a very easy and stress free process. Thank you Jared for your extreme professionalism and extraordinary communication during the process. I feel as if i have been welcomed into the Veterans National family with open arms.
Martha Williams
Oct 16, 2021
Report
Romero Vangie Norbert
Apr 17, 2021
Report
Vanessa Hunsaker
Feb 06, 2021
Report
Letizia Vinciguerra Barrera
May 16, 2020
Report
Jen Gault
Apr 12, 2019
Report
LeRoy Romero
Apr 12, 2019
Report
Finally a company that stops the bs charges Veterans are paying to use the VA Loan. As a veteran we are “targeted” when it comes to financials. The last time I checked the enemy targets our Veterans. If you are thinking about using your VA Loan Seriously give these guys a chance to serve you. You will not be disappointed. LeRoy Romero Veteran. Advocate. Veteran-USMC
