Learn how home equity could be used to improve your cash flow, set up a rainy-day fund and preserve your nest egg. An innovative way to access home equity that has helped over a million people in retirement. There's more than one way to borrow against your home equity to access needed retirement funds.
A Reverse Mortgage Line of Credit can offer homeowners age 62 and older some significant advantages. Unlike a traditional Home Equity Line of Credit (HELOC), there are no required monthly mortgage payments. Whether you are planning on retiring soon or have already started retirement, take a moment to think about how you envision your retirement lifestyle.
A Reverse Mortgage Line of Credit can offer homeowners age 62 and older some significant advantages. Unlike a traditional Home Equity Line of Credit (HELOC), there are no required monthly mortgage payments. Whether you are planning on retiring soon or have already started retirement, take a moment to think about how you envision your retirement lifestyle.
Services
Considering a reverse mortgage is a big decision. There are a lot of options and choices available to you. Unlike many of the large reverse mortgage lenders that operate out of national call centers, I still believe that meeting face-to-face is the best way to do business. I am happy to come out to your home or set up a appointment in our office.
My name is John Correll and I want to thank you for spending some time on my website. I am a reverse mortgage specialist located in San Diego County. I began my lending career in 1995. With a core philosophy that people matter the most, I am committed to helping people reach their financial goals and dreams by use of Reverse Mortgage products.
A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan which enables you to access a portion of your home's equity to obtain tax-free funds without having to make monthly mortgage payments. Although there are no monthly mortgage payments, interest does accrue on the portion of the loan amount disbursed.
It is truly an honor and a privilidge to a earn a clients trust and business. I have a strong commitment to providing education about reverse mortgages in a non-salesmanlike manner. Want to hear what real clients have to say about their experience with Lineage Lending and myself. Unlike many of the large lenders my approach is to provide a personalized one-on-one level of service from the initial call through closing and then for years to come.
Reviews (4)
Jon Cunningham
Dec 18, 2021
Report
John Correll at Lineage Lending did our first reverse mortgage in 2018 and handled a refinancing of it in November, 2021. He is totally honest, trustworthy and well organized. John explained everything very carefully and is an excellent communicator. He is also very nice and we enjoyed working with him.
Jon and Joan C.
Jon and Joan C.
Ray Wing
Sep 21, 2020
Report
John Brown
Jun 14, 2020
Report
A personal service lender instead of the large, out of the area firms that work by committee with o defined single point of contact. Better, more complete answers, tailored approaches to minimize costs, John is adept at putting together complicated loan packages and working around problems. Instantly responsive I was kept in the loop at all times, making this a much better experience. As a long time realtor, I see the loss of the personal touch resulting in a more difficult process than it should be. John puts this personal touch back into the process.
Ildiko C.
Dec 28, 2019
Report
John Correll Reverse Mortgage Specialist (Lineage Lending, Reverse Loans) is professional, the most honest person I could met in my whole life. He offered me the best available loan. He is helping me in every way and every time.
I highly recommend John Correll to everyone who looking for one honest reliable person, who is the most suitable and knowledgeable - an expert on reverse mortgages.
I highly recommend John Correll to everyone who looking for one honest reliable person, who is the most suitable and knowledgeable - an expert on reverse mortgages.
