Coverage Plus Ins Agency
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Coverage Plus Ins Agency
We are dedicated to supplying Californians with unmatched client service. In working with us, you will have peace of mind knowing time is taken to properly identify risks and develop an accurate, affordable policy. Along with clients, we associate with a selection of nationally renowned carriers. In establishing these partnerships, our agents can confirm a reliable insurance product backs every policy we write.

The products offered within our business insurance program can be tailored to companies in San Jose and surrounding California communities. Whether you are a construction contractor or restaurant owner, we can develop protection specific to your business practices. Our agents also remain up-to-date on industry trends, including workers compensation regulations, and remain well versed in issuing bonds.
Services
Coverage Plus Insurance Agency is committed to providing expert advice and quality insurance products that keep your future protected. From keeping your identity and confidential information secure to insuring your personal items under an umbrella policy, we have the solutions you've been looking for should theft, an accident or even a lawsuit ever occur.
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen. At Coverage Plus Insurance Agency, we combine premium Auto Insurance with personalized service to give you the best coverage possible.
If you own a house, your home isn't just the space where you relax and rest. It's also one of the most valuable assets you're likely to own. For most people, a house is the biggest investment they'll ever make. Secure your investment and peace of mind alike with a homeowners' insurance policy built around your needs.
Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket.
Reviews (17)
Chapin H.
Chapin H.
Mar 26, 2019
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I have been working with Chris Robinson for 3 years now. I have nothing but stellar things to say about him. Quick to respond, very knowledgeable, awesome service.
A. S.
A. S.
Mar 14, 2017
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Chris is Absolutely Amazing!
He always finds the best insurance policies for his customers and make sure we understand the fine print. Plus he always responded promptly to questions or requests to make changes to a policy.

I use his service for my car and renter's insurance.
And I recommend him to family and friends!
Ranhee C.
Ranhee C.
Oct 19, 2016
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Chris always gives me professional answers very promptly and willing to help to find the better quotes based on my preference. I will highly recommend to use their service.
Bill R.
Bill R.
Jun 16, 2016
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The worst possible insurance agency out there. They did not care about my interest or put any effort to find me the best insurance. They connected me with the insurance companies I have never heard of in my life. They just took my $200 commission and provided me the worst service. As a customer, I was not treated with respect. They were rude. I understand that they are supposed to maximize their own profit by connecting me to insurance companies that offer them the most cut. This is my FIRST REVIEW ON YELP. I made my account to alert other people.
Regina Fausone
Regina Fausone
May 19, 2016
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You're costumer care was most helpful. Both agents anticipated my needs and followed through will calling back and providing information in a timely manner. Thank you!
Lucy C.
Lucy C.
Feb 20, 2015
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I totally agree with Yinsu C.
I bough a car from a dealer and the sales gave a number let me to call. I was totally no ideal about any car insurance and have no time to compare rate. The sale gave me a total number but didn't mention the agent fee at all. And then few weeks later, I start wondering the rate v.s policy. I just call 2-3 insurance companies, any of that provide me lower rate that that agent. Worse part, that agent didn't even save my information correctly~~~ oh my GOD. I really don't know what I pay for agent for ???
Y. C.
Y. C.
Jan 19, 2015
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Basic requirement:
1) did get the car insurance

pros:
1) offered to help me to choose insurance again after I complained

cons:
1) did not inform me at the beginning that there would be a $200 fee
2) did not get the best price, much more expensive than what I got myself later from a well-known auto insurance company
3) got the auto insurance from a small company whose reviews are horrible on the Internet
4) the procedure was very fast, $200 only for a few expensive mouse clicks and then everything was done, no consulting performed

overall: at the very first I knew nothing about auto insurance
Alexander K.
Alexander K.
Jul 25, 2014
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My first few years with Covplus were fine-- no issues and they signed me up with a good insurance company.

But now with my 2nd insurance company through Covplus, I just had my auto insurance price change on me by a double-digit %. I found out from the insurance company, NOT from Covplus.

There are so many options for car insurance brokers and car insurance. The customer values integrity and clear communication, first and foremost.

I will not be renewing-- I don't need more surprises with increases in bills mid-term.

Edit: Chris called me up and apologized for the miscommunication
Eric F.
Eric F.
Sep 19, 2013
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I've worked with Chris for more than ten years. He's lightning fast at everything he does. He's a great communicator and a total pro. I first discovered him when buying a car and getting car insurance, and at this point he now handles my business insurance, worker's comp insurance, and property insurance. I recommend Coverage Plus to everyone who asks.
Drew K.
Drew K.
Feb 19, 2013
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I have been with these guys for more than 2 years and have had a number of changes during that time. Every time I have a question or need to make a change, I am welcomed with quick and easy to understand responses. They are always willing to help me get the best possible rates. I recommend these guys to everyone and will continue to do so.
Calvin R.
Calvin R.
Sep 12, 2012
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Chris Robinson found me an amazing quote for workmans comp and liability insurance. He has continued to assist us well past the declaration. I strongly recommend this insurance agency.
Marilyn L.
Marilyn L.
Apr 12, 2012
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I have had dealings with Chris Robinson at Coverage Plus and have found him to be very knowledgeable, efficient and with great follow-through. I definitely would recommend them to any of my friends and colleagues for fast, accurate and responsible service. They are independent, and they have many, many companies for you to choose from, so they are not trying to shoehorn you into a policy with just one company. They work for you - not the insurance company. Check them out! I think you'll be very pleased.
Celine C.
Celine C.
Mar 07, 2012
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We have met Chris Robinson the day we bought our new car, and he has taken care of us ever since (almost 2 years). He has always been really efficient at getting things done, and has answered all my questions in a very timely manner. I liked a lot dealing with these guys!
Mike R.
Mike R.
Mar 06, 2012
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COMPLETELY disagree with the first two reviews. Coverage Plus was very professional, prompt and polite. They made me feel like I was an actual person instead of just a number on an insurance policy.

I wanted to switch from Mercury/AIS and challenged them to match or beat my current insurance payments. Chris Robinson got back to me within one working day, and saved me 25% on my insurance with the exact same coverage. It's well known that the big guys advertizing on TV can cut your bill by changing your limits or diminishing your current coverage. They will do this without telling you. Coverage
C. E.
C. E.
Jan 09, 2012
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I strongly disagree with the previous reviews, I have been with this company for over 1 year and NORA is GREAT!!! She has always promptly and accurately answered my questions and is very polite and professional as well. I referred to her family members and she has done the same for them and they too would use no one else. When you do business with her you are in great hands she is honest and will do whatever it takes to help. I feel very happy to have found her and will always use her and continue to refer to her, she's the best!
Anne N.
Anne N.
Jan 05, 2012
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Horrible insurance company with terrible agents. Nora Ortiz, who "helped" us, was horrible. We had just bought a car and couldn't leave the dealer without insurance, and since we were new to the country, we hadn't much knowledge about how this works. Unfortunately, this was the company our car dealer worked with. The agent was late and we had been there all day, so we just wanted to get it over with. She was rude and unfriendly, kept chewing gum, and even conducted private telephone conversations in Spanish during our interaction. Her portable credit card reader would accept
Justin G.
Justin G.
Apr 17, 2011
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This insurance agency is a FRAUD. I was referred to him when purchasing my car because at the time I didn't have proper insurance to drive it off the lot. I spoke to Chris Robinson. I told him over the phone I had AAA insurance and only simply wanted to adjust my plan. He said that he couldn't change my current plan because he was only a broker, but that he'd sign me up for a new AAA insurance plan and then I could call AAA the next day to cancel my old one. During the sign up progress, which was entirely done over the phone, he mentioned a one time $150 fee. When I inquired about