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Kathy Schultze-State Farm Insurance Agent
The Kathy Schultze State Farm Insurance office is proud to serve Frederick, MD with Insurance and Financial Services, with a focus on resident relocations to the Frederick County area. I am your State Farm Insurance Agent for the Frederick, MD area. I have been a State Farm Insurance Agent since 1984.

I am a graduate of West Virginia University with my B.S. and M.S. Here in the office we have over 135 years combined State Farm Team Experience. My agency has qualified for several different State Farm Awards over the years including State Farm Ambassador Travel, State Farm Chairman's Circle, State Farm SVP Club, and State Farm Presidents Club as well as a Lifetime Million Dollar Round Table Member.
Reviews (16)
Rita Osahor
Rita Osahor
Nov 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The staff members are very polite and return calls in a timely manner.I am quite impressed and happy.I have nothing but respect for all the staff members especially Yatna.Glad to be with state farm!!
P. K.
P. K.
Nov 05, 2021
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I was called and asked to come in to review my insurance policies. I happened to have a rare half day so I came in. The person I met with was very professional and ended up getting me to add short term disability to my coverage. I signed the little notepad and went on my way.
Then I noticed the payment had been taken out of my account. She failed to mention that money would coming out of my bank account immediately. I had to pay an NSF fee because of this. If I had been told I was being charged immediately I would have declined.
Weeks later I received a notice saying I was denied coverage due
Joanne Wheeler
Joanne Wheeler
Jun 26, 2021
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Kathy has been our insurance agent for more than 30 years. She has also been our investment advisor for the last twenty years. She is competent and trustworthy.
She and her team are responsive!
Herman and Joanne Wheeler
Gina Cangemi
Gina Cangemi
Apr 21, 2021
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Ceil has been absolutely incredible to work with! My husband and I got married last year and she has helped us switch over + combine our car insurance, walked us through life insurance and home insurance. We are excited to work with her again in the future as we get life insurance for our kids. She knows exactly what she's doing and we never have to question anything because she is so thorough. Always quick, easy and painless. We feel so good knowing that we are fully covered on multiple basis under State Farm if something happens.
Laura Inglis
Laura Inglis
Feb 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Always great to deal with. Very knowledgeable about all the products they offer and exceptional service when I've needed to file a claim.
Diane Pearson
Diane Pearson
Jan 27, 2021
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Very easy to work out a very generous policy. Better coverage for less price than current insurer I've had over 20 years.
Judy
Judy
Dec 07, 2020
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My Fiance has many Policies through this company and has used them for a long time. He talked Me into getting my Life insurance policy through them which was not a problem because I am luckily in great health. I wish they were more transparent with the way the payments work. I have had the policy for about a year now and I missed a payment (automatic Deduction) about 5 months back and when I realized that I was late I called to make the Payment. The gentleman that got on the phone made it seem like it was no big deal and that they would automatically double bill me at the end of the month. I explained
Susan Johnson
Susan Johnson
Dec 02, 2020
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Kathy Schultze and her team are fantastic! Quick to respond and always professional. They care about people and relationships, something that can be rare in today's fast paced world.
Charleen Hotchkiss
Charleen Hotchkiss
Nov 10, 2020
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My Agent Devon has been outstanding! His knowledge and willingness to help me any time , with any issue I have had, in my option has been above and beyond any insurance agent I have ever dealt with! I would recommend his services and Star Farm insurance to anyone!!
Elizabeth Bebop Mulcahy
Elizabeth Bebop Mulcahy
Oct 19, 2020
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Kathy helped me navigate my accounts with State Farm and consolidate several of them into one more efficient payment. She answered my questions about my whole life insurance policy and shared a better way to manage it to meet my intentions. I am so grateful for Kathy’s expertise and especially for her patience.
Sharry Teplis Veil
Sharry Teplis Veil
Oct 12, 2020
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Kathy Schultze and her associates have been handling my insurance needs for years. They are always professional, reliable and very helpful. They always steer me to great coverage for the best price. I highly recommend Kathy for all your insurance needs.
Gwen Hall
Gwen Hall
Oct 08, 2020
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Kathy Schultz is very informative. She takes her time and explain everything. Also, she offers other options. She allows you to ask as many questions necessary just so you will feel comfortable with your decision. Most importantly she will definitely help with saving money. Yes I would definitely recommend Kathy Schultz!!!!
Evette Whisner
Evette Whisner
Sep 01, 2020
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Laurie Haarer was above helpful very easy to work with made me feel very comfortable. Was truly a pleasure.
Lisa Riffle
Lisa Riffle
Aug 19, 2020
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Kathy is truly dedicated to providing the best possible coverage for her clients. Her entire office is friendly and efficient in what they do. She also does an excellent job with their new line of investments.
Ron Cramer
Ron Cramer
Jun 15, 2020
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Kathy and her staff are amazing, they care about you and work to protect you from life's crazy issues. They are professional with a vast knowledge of insurance and what can happen, Kathy is not only my agent, she is a true friend. Do business with someone our trust, call Kathy and her team and feel assured that you are working with the BEST!
Susan Johnson
Susan Johnson
May 15, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Kathy Schultze and her team are fantastic! Always quick to respond and always professional! They truly care about people and maintaining relationships, something that feels rare in today's fast paced world.