F & S Insurance Services
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Homeowners: Protects the owner occupied property against liability, fire, theft, wind damage, water backup, loss of use and more. Renters: Protects the personal property of the tenant for fire, theft, water backup, loss of use, liability and more. Condominium: Protects personal property of condo owners for fire, theft, water backup, loss of use, liability, condo association deductible, and more.

Flood Coverage: Protects in case of ground water entering the home. F&S Insurance Services, Inc is dedicated to cultivating relationships with our clients as well as with select insurance carriers who we consider our partners. For more than 50 years, F&S Insurance Services, Inc has used our combined knowledge and expertise to help our clients protect what matters most.
Reviews (2)
Leo Luzuriaga
Leo Luzuriaga
Jul 23, 2015
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The best in the business. Excellent customer service. I highly recommend it .
Nicholas Duvall
Nicholas Duvall
Oct 23, 2014
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Best place in Frederick! They can quote you insurance rates on just about any company on the planet. A true one stop shop with phenomenal customer service.
Ask for Dennis!