St James Mortgage
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We are a direct Fannie Mae lender licensed to use Fannie Mae's automated underwriting system. This means Fast Approvals within minutes and little supporting paperwork. St. James Mortgage Corporation [NMLS ID:129808] is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender.

Locally owned, we make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files. Our professional mortgage loan servicing department is here to make certain that your relationship with our company is a pleasant one over many years.
Reviews (7)
Tom Nixon
Tom Nixon
Sep 07, 2021
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I've been using St. James Mortgage for years, and each time the process has been flawless, painless and a joy to work through. Highly recommend St. James, even over the bigger mortgage factories in town. The rates are every bit as good, but serviced by personable professionals who know their stuff and care about you as a client.
Bogdi
Bogdi
Nov 19, 2020
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This is one of those rare mortgage companies that know how to take care of their customers. It's a small company, with a very personal and friendly feeling, and they will never sell your loan to other banks (as other Mortgage companies do). They make the whole process of refinancing feel easy, simple and fast.
I mortgaged my first house in 2003 with them and then refinanced in 2012 and 2019. I highly recommend them.
Keith Olender
Keith Olender
Oct 29, 2020
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My experience with Tom and St James was second to none. The process was simple and stress free during an otherwise crazy (covid) time. I will continue to refer people to Tom and St James for their mortgage needs.
Chris Dewitt
Chris Dewitt
Aug 18, 2020
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Our experience with St James was by far the best in the business. There professionalism and customer care was an A+. I would highly recommend them to anyone.
Jason Boron
Jason Boron
May 23, 2020
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Our experience with St. James and Tom could not have been better. He could not have made things easier and was quick to answer all our questions. I recommend him to all of our friends and family.
Lj Bongiovanni
Lj Bongiovanni
Dec 07, 2019
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Best mortgage experience I have had. Top notch, does exactly what they say they will do, no surprises on closing day. No cost actually means no cost. Super fast turn around, took me only two weeks for complete transaction. Highly recommended. Thanks Tom and St. James.
David Mervenne
David Mervenne
Nov 23, 2019
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We've been with St. James for more than 20 years and we'll never use anyone else. They make the process simple, transparent, understandable and affordable. Highly professional. Most importantly, they manage the customer relationship as your advocate -- which is so rare today.