If you are Active-Duty service member or Veteran and want to buy a home zero down, a VA Home Loan is one of the best Home loans today. Find out everything you need to purchase a home with a new VA Mortgage. If you already have a mortgage, whether it's a VA Mortgage or not, you can refinance your mortgage to lower the interest rate, home improvements, or get cash to 100% LTV.
Find out how to qualify for zero closing costs. VA Mortgages can be financed up to 100% of purchase price with no money down if you keep within the limits for each county in California. Find out the VA mortgage limits in your area and how to get a VA mortgage above the limits. If you are active military, a Veteran, National Guard or a surviving spouse you may be eligible.
Find out how to qualify for zero closing costs. VA Mortgages can be financed up to 100% of purchase price with no money down if you keep within the limits for each county in California. Find out the VA mortgage limits in your area and how to get a VA mortgage above the limits. If you are active military, a Veteran, National Guard or a surviving spouse you may be eligible.
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In 1944 we were winning the war on all fronts when the US government created the VA mortgage with no money down so our soldiers could own a home in the country they were fighting for. Today, a Veteran can finance a VA mortgage up to 100% of value within County limits. San Diego County VA Home Loan limit with no down payment or no equity is $690,000.
INCOME: Job stability and a minimum 2 year work history is normally required. After calculating your gross monthly income and subtracting all taxes, utilities, credit card monthly payments the VA guidelines require a minimum of $496 left over depending on family size. The VA is very flexible on income qualifying and during your FREE 20 minute counseling session we can help determine the amount you qualify for and how to qualify for more.
If your current home loan is a VA Mortgage, the VA allows you to reduce your interest rate virtually automatically as long as you are current on your mortgage (exceptions can be made).VA IRRRL which stands for VA Interest Rate Reduction Refinance Loan has no income verification, no appraisal, no termite, very little paperwork required and allows you to skip 1-2 payments.
Active duty military, veterans, surviving spouses, and in some instances civilians are eligible for a VA loan. VA loans have requirements the veteran must fulfill before they can be considered eligible. FOR NATIONAL GUARD and SERVICE MEMBERS: Those serving in the National Guard or in the Reserves have a minimum six year duty requirement.
Reviews (1)
Clif Hanger
Oct 20, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
I compared my quote from another company and Veteran Mortgage had the best rate. THis is the 2nd time I got a loan and they always close with the best rate. THe loan officer even told me how to improve my credit score so I could get a bigger credit towards closing costs. Very knowledgeable
I compared my quote from another company and Veteran Mortgage had the best rate. THis is the 2nd time I got a loan and they always close with the best rate. THe loan officer even told me how to improve my credit score so I could get a bigger credit towards closing costs. Very knowledgeable
