We are a full-service mortgage company based in Paso Robles, CA. We specialize in Home Loan in Paso Robles. We also serve the surrounding cities in San Luis Obispo County. Whether you are buying a home or refinancing in the zip codes of 93446, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Vision Mortgage Inc. unique is that we offer the following niche programs as well: Credit repair, Reverse Mortgage, down payment assistance programs, grant programs.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Vision Mortgage Inc. unique is that we offer the following niche programs as well: Credit repair, Reverse Mortgage, down payment assistance programs, grant programs.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Reviews (10)
Tricia Hetherington
Jan 05, 2021
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Dave Kennedy
Dec 13, 2020
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Chris and his team really put in the overtime and effort to achieve what's best for their clients! They really go out of their way to make it all happen as quickly as possible. Our refinance was so much easier with Vision Mortgage Inc.! Thank you Chris and team, we are very happy with the outcome of our home refinance. If and when we look to buy another you will be the first we contact.
Yesenia Melendez
Sep 07, 2020
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Erik Salmon
Aug 29, 2020
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Fernando Andrade
Aug 19, 2020
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Hey I’m Fernando A. Last year I had trouble getting a house just got married got turned down left and right as soon as I got wind of Chris with vision mortgage doors opened up for us.He made the home buying experience easy for me and was very patient and worked hard to get us the best quote, I’m very thankful with Chris and vision mortgage I highly recommend his services for buying a home to everyone!!!!!!
Adrian Martino
Aug 10, 2020
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Thanks to Chris we were successful in buying our first property. He provided us with the best rates, which directly contributed to having a much lower monthly mortgage amount than we were estimating. His experience at all stages of the process was fundamental to the success of our purchase. From start to finish, Chris followed the entire process, always guiding us and exceeding our expectations. We highly recommend Chris and Vision Mortgage as serious and competent professionals. For the purchase of our next home we already know who to look for: Chris and Vision Mortgage.
Mike Buzzetti
May 30, 2020
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Jill Stockbridge
May 24, 2020
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I highly recommend Chris Bonnema as your lender at Vision mortgage. My recent transaction to refinance my home was the best experience I’ve had so far! From the loan application, signing docs and closing escrow it was the smoothest process. Chris and his team take the extra steps to make your loan process effortless. I am grateful for the service I received by Chris and his team processing my refi! They are truly at their clients best interest!
Terri Bonnema
Jun 17, 2019
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Kris Sweeney
Jul 03, 2018
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