Whether you're searching for your first house, looking to upgrade to a new space, or refinancing your current home, Gapital has you covered. Our pros also factor in all closing costs, so there are no surprises, and you can trust the number when comparing them to others on the market. This is the second time I have worked with Gapital.
We had to jump though a number of hoops to get this deal done quickly and they were all over it! At each obstacle, they already had a plan and a backup plan in place. I know a tremendous amount of work went on in the background, but for me, the client, it was a walk in the park. I feel like this was so easy I should buy 3 or 4 more houses.
We had to jump though a number of hoops to get this deal done quickly and they were all over it! At each obstacle, they already had a plan and a backup plan in place. I know a tremendous amount of work went on in the background, but for me, the client, it was a walk in the park. I feel like this was so easy I should buy 3 or 4 more houses.
Services
Gapital founders, Tacy and Cody, set out to create a difference from the beginning. They wanted to build an environment that promoted knowladge, creativity, and vision. Our philosophy has never been about the numbers. It's about bringing people together, encouraging connections and helping people accomplish the things that allow them to do that better, every day.
We can run some numbers for you without requiring a credit pull after answering a few questions. Buying a home is exciting! Whether you're setting off on your own, buying a home with your spouse, or looking for a change of scenery, a new home provides more than shelter. It's where you'll build a family, create traditions, share memories, and enjoy your days for years to come.
Give yourself the payment you want. As an established homeowner, you can improve your financial security and take advantage of low mortgage rates. Restructure your mortgage so you can pay it off sooner, pay less interest, and make your home loan align more with your goals. Life can change quickly! At Gapital Mortgage, we know that the mortgage you originally chose may not be the best one for you today.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s.
A conventional loan is a loan standardized by Fannie Mae (Federal National Mortgage Association) or Freddie Mac (Federal Home Loan Mortgage Corporation) that features constant monthly payments. It offers a great interest rate for anyone with a credit score above 640. Conventional loans have a maximum loan limit of $510,400 in most areas and $765,600 in high-balance areas.
Reviews (10)
Greg Jablonski
Dec 29, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Everyone I dealt with during my home buying process was super nice and attentive. Always kept me updated throughout the loan process and answered all my questions. Kristen is amazing at what she does. I would definitely recommend Gapital to friends and family, they know what they're doing.
Everyone I dealt with during my home buying process was super nice and attentive. Always kept me updated throughout the loan process and answered all my questions. Kristen is amazing at what she does. I would definitely recommend Gapital to friends and family, they know what they're doing.
Jaymie Wenner
Sep 27, 2021
Report
Jedidiah Hurt
Sep 25, 2021
Report
Scott Cheesman
Aug 03, 2021
Report
Brian Delehoy
Aug 03, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Tacy & Team at Gapital came through for me again! After a previous successful and smooth refinance experience, they've just helped me successfully secure favorable financing for my forever/eventual retirement home. Thank you Tacy, Kristen and the rest of the Gapital crew!
Tacy & Team at Gapital came through for me again! After a previous successful and smooth refinance experience, they've just helped me successfully secure favorable financing for my forever/eventual retirement home. Thank you Tacy, Kristen and the rest of the Gapital crew!
Andres Medina
Jul 23, 2021
Report
This Business was very helpful, they helped me close on a house within a thirty day period with having only approximately 45 days before I moved. It was very last minute and they were able to help me get moved in and ready for my new endeavor. Their efforts and help are greatly appreciated
and will recommend them to my friends and family in the future.
and will recommend them to my friends and family in the future.
Nicole Richart
Jul 07, 2021
Report
John Lewis
May 27, 2021
Report
Vicki Forteza
Apr 18, 2021
Report
Kristen Boano did an exceptional job for us. She was able to get our loan done quickly, as well as being so helpful too. We began with a big box bank for our loan and they had more fees and the rates were higher. Kristen was able to shop our loan and got us an exceptional rate without a loan origination fee nor discount points. Overall, we are exceptionally pleased and would refer her to family and friends without hesitation. She is the absolute best. Thank you Kristen!
Rosie Beattie
Apr 13, 2021
Report
Positive: Responsiveness
Great experience in refinancing with Gapital. I have been refinancing with the same wonderful loan agent since I purchased my home over 10 years ago so I was very hesitant and concerned to try a different company. Gapital provided a great rate and made the transition quick, easy and painless.
Great experience in refinancing with Gapital. I have been refinancing with the same wonderful loan agent since I purchased my home over 10 years ago so I was very hesitant and concerned to try a different company. Gapital provided a great rate and made the transition quick, easy and painless.
