We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders. We will work with the lender of choice until the loan closes. We do not charge anything for our services from clients and get paid directly by the lenders.
Services
Before you proceed with actively looking for a house, you need to know how much is your affordability. Lot of factors decide that. Your income, assets, debts and credit report are critical and need to be reviewed. We will run your credit and issue a pre qualification letter. In the current market, every seller is looking for this letter along with the offer.
Do pay all your credit cards and any other debt on time before you even start considering a mortgage. Do keep a positive balance in all of your checking and savings accounts with sufficient funds to close a loan. Do keep your money right where it is. Changing banks or moving money will require explanation, which will just be more paperwork.
In general, a title commitment is a commitment by the title company to insure the sale of the property and issue a title policy if conditions in the commitment are met. You'll see the names of the seller and buyer, a description of the property, the sales price, and the name of the lender if any.
An example would be a utility easement, where the city would have a part of the land reserved for their use, or a building setback requirement that prevents the homeowner from building within a certain distance from the front of the property.These items are not covered.
An example would be a utility easement, where the city would have a part of the land reserved for their use, or a building setback requirement that prevents the homeowner from building within a certain distance from the front of the property.These items are not covered.
Reviews (3)
Siddharth Rathod
Oct 09, 2021
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Prasant is very knowledgeable mortgage professional. He was very helpful and guided us throughout the home closing process. He made sure that we were able to submit the right documents within the time, and went beyond to help us close our house on time. As first time home buyers, we were very apprehensive of the entire buying process, but he explained everything involved in the closing process, and made sure we understand what documents we are signing. I am definitely going to recommend Prasant to my friends.
Mukesh Sharma
Jan 29, 2021
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Prashanth is very good Home Mortgage Professional. He explain process in very detail and always available to answer your queries. He helped closing our house very fast and timely manner. He is always supportive and look for best interests. With him entire process become easy and smooth. Thanks a lot Prasant really appreciate your kind support and closing house faster.
Vvr Sharma
Jan 11, 2021
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Prashanth is an excellent Home Mortgage Professional and guides the home buyers well with all the options available. Works with passion with clients and keeps them informed of the entire process at every stage. If Prashanth is around there is no need to do R&D. He is through Professional genius with experience and passion. Thank you Prashanth for helping us to become home owners.
