Our Free Debt Eliminator has been designed to help narrow down options based on your individual. Consumers in search of bad credit home loans may be surprised to discover they have multiple options. While homebuyers with excellent credit qualify for mortgages with the most favorable terms, there are several programs and loans available for prospective homeowners buying a home with bad credit.
A home equity loan-also known as an equity loan, home equity installment loan, or second mortgage-is a type of consumer debt. Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home's current market value and the homeowner's mortgage balance due.
A home equity loan-also known as an equity loan, home equity installment loan, or second mortgage-is a type of consumer debt. Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home's current market value and the homeowner's mortgage balance due.
Services
We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Florida. We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending.
Many home buyers are in the market for what is called a conventional loan. Conventional loans are mortgages not guaranteed or insured by the federal government. Conventional loans can be either "conforming" or "non-conforming", although conventional loan requirements generally refer to mortgage guidelines that 'conform' to government sponsored enterprises (GSE's) like Fannie Mae or Freddie Mac.
FHA-insured loans make home ownership affordable and obtainable and are the key to getting many customers in the area into the homes of their dreams. There is no limit on borrower income, and there is also more flexibility when it comes to your credit score. A higher debt-to-income ratio which might stand in your way with conventional financing may be acceptable with an FHA loan in.
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
Many homes fall within the conforming loan limits set by Fannie Mae and Freddie Mac, which means that they can be purchased using conventional loans. But many homes exceed these limits, which means that they can only be purchased using Jumbo Loans. Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.
Reviews (9)
Olivia Molina
Dec 31, 2021
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I do not recommend at all, they used to be great. My sister used them years ago but if you don't have A LOT of money and amazing credit then do not use them. I was losing my home due to my landlord selling the property so I needed to find something fast. I went through so much with Brad. It was one thing after another. I needed down payment assistance but he didn't have to much information on that and I had to figure that part out on my own. So I dropped them and went through Vincent Ortiz at Land Home Financial. Such an incredible experience. I hardly had to lift a finger, he even did my down
Tim Midgette
Aug 26, 2021
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Barry Sitkoff
Jan 05, 2021
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My wife and I have worked with Brad and his crew on our original mortgage and now our refinance. They also get a great rate and they always do what they say they will with no surprises. Eventhough they are very busy with the recent boom in the refinancing industry, they always get back to you quickly and always have the answers you need. I highly recommend them.
Julie Duff
Dec 04, 2020
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Lewis Jerome
Oct 18, 2020
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Seerex
Sep 26, 2020
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Gene Lewis
Sep 20, 2020
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Kelly Sanchez
Aug 12, 2020
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After reading all the reviews about peoples positive experience with Brad I felt good about contacting him. I spoke to Shawn and set an appointment to speak to Brad, which had to be set for 3 days later because he was so busy. This should have been my first clue. Brad did not call at the appointed time but 50 minutes later, at which time I could not answer. We finally spoke that evening. I immediately sent the documents he requested. I have never heard back from him, nor has he replied to my follow up email. If he is too busy he should have said so up front instead of wasting my time.
Ambar Gonzalez
Jun 23, 2019
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All the staff was really nice and very knowledgeable. Brad and his team helped me every step of the way in my home buying process. They took away the hassle and made me feel at ease with everything. Just a phone call away to help with any and all of my questions and concerns. They all worked in a timely manner to get everything I needed in time for closing. I would definitely recommend Brad and his team for all your home buying/refinancing needs. Thank you very much again for all your hard work and for make me feel at ease with this process!
