Brighten Lending
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Brighten Lending offers great purchase and refinance interest rates on home loans in California. Find great mortgage rates in California counties from some of the most popular mortgage programs like fixed rate and adjustable rate mortgages. Qualify for a California home loan today by selecting a mortgage program and get great rates in any California counties.

For example purpose, the APR calculated in the above grid used a loan amount of $250,000 on a regular conforming with an Administration Fee of $1,350, normal APR calculable third parties fee of $950 and 5 days of pre-paid interest. Remodeling Projects Evaluating Cost vs Value Home renovations can be tricky You want to improve your space.
Reviews (5)
Arujei L.
Arujei L.
Aug 09, 2017
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Though I never used their services as in getting an actual loan. Calvin Chao had advised me 10 years ago due to my situation and the state of the real estate market that I hold off another couple of years on getting a home and continue building my credit. Couple of years later the bubble burst after this happen and the dust settled I bought my home. Due to whom I used for a real estate agent it was beneficial to continue with them to broker the loan as well.

I will on my next refinance or purchase go with Brighten Lending. Calvin saved me in a major way.
James W.
James W.
Apr 13, 2015
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Brighten Lending did an excellent job refinancing our home. Both Jessica and Calvin were very professional and knowledgeable about getting us the best rate. They probably saved us hours of headaches by timing the refi till after the property tax was paid. Strongly recommend working with this company.
Sonal T.
Sonal T.
Mar 04, 2015
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I was referred to Brighten Lending (BL) by my father who had used their services on several occasions. His co-worker had recommended BL to him many years ago. My dad was so impressed with the company and its personnel, that he too recommended BL to other friends and family members. They too have been very happy with the service they received, and the list continues. Those who know my dad, know that he does his research, and has high standards. BL did not disappoint him.

I used BL to purchase my first home. From the beginning, I found Calvin and Crystal to be very responsive, organized, and
David C.
David C.
Sep 25, 2014
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Brighten Lending was recommended to us a family friend whom I trust. I have worked with Crystal, Jessica and Calvin and but everyone that we ever spoke to in the office has been extremely professional. Even the notary was taken care of at my house. I will be happy to give them my business again in the future if rates drop. If you are looking for the good rates and service, Brighten Lending will be able to take care of your needs.
Ben L.
Ben L.
Jul 03, 2012
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I just recently refinanced through Home Loan 168 (aka Brighten Lending) with a very decent rate. First of all, I learned it on a Chinese radio in SF bay area. Then I found it on the Internet and started my refinance process. It's kind of weird since I live in SF bay area and Brighten Lending is in So Cal. I worried about the process and reliability of the firm at the beginning. Then throughout the process it was so easy and quick. They have designated appraiser and notary in the local area. They came to my property to work with me. Thanks to the team in Brighten Lending, Calvin, Jessica and